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How to manage money if you win 5 million? Is it safe to put it in the bank? Which bank has a good reputation? Please express your views, thank you.
Five million, after deducting 20% personal income tax, actually got four million.

Deposit in the bank is the stupidest investment. If I say you give me 104 yuan, I will pay you back 104 yuan one year later. Would you? In most cases, it is negative. However, many of these people who gave negative answers deposited 65,438+000 yuan in the bank, and one year later they got 80 points of 10 1 yuan. . .

The reputation of the bank is guaranteed by the state. I have never heard of bank failures in China, because they are basically controlled by the state. Generally, there are four state-owned commercial banks with convenient outlets. Hundreds of billions of bad debts have not fallen, and millions of you will not be wronged.

There are a large number of private banks in the United States, so the banks are bankrupt, but everyone with guaranteed deposits has a quota of 6.5438+0 million, which means that the bank where you deposit money is bankrupt, and the extra money you deposit in him is protected by the US government, so it is safe to open accounts in several banks to ensure that each account does not exceed10 million.

You can buy a house with your original mortgage loan plus about 6,543,800 yuan, rent out the original house and repay the loan with rent.

500,000 other projects (buy old-age medical insurance, cope with the wave after wave of relatives and friends borrowing money, solve lifelong events, buy a diamond ring for your girlfriend to show her, get a married title, and save it for cosmetics if it's a woman. If you are really not confident, plastic surgery is almost enough. I don't know if this can buy accident insurance; p)

About 65438+500,000 investment

(Investing in bonds, funds, gold, stocks, warrants, futures and foreign exchange according to personal affordability)

Antiques and collectibles are too complicated for people to play with, and shops and office buildings can also play with them. They are not afraid of risks and are not mobile. . . I don't like it.

Doing some business is about 654.38+0 million.

Ok:

(If you are knowledgeable in recommending travel and air ticket agents, 65,438+00 ~ 300,000 yuan will make a phone call or apply for brand deposit+about 200,000 yuan of working capital+rental space+office equipment+advertising and printing all kinds of documents and materials+recruitment expenses, and you may lose money in the first year, but after you get on the right track, especially after you control the line, you will have more money as a colleague. As long as the discount on air tickets is good enough, the team can earn a lot, and so can individuals.

Bottom price: Generally speaking, the profit of one person for long-distance travel is between 150~200, and the team is not less than 80. Short distance 10~80 yuan is uncertain. The profit of a team of about 40 people in two days is not less than 1000 yuan, but you usually only need to pay 20% of the tour fee in advance. Even if everyone 400 yuan only earns the price of 25 yuan's friends, you actually paid 3200 yuan in advance and earned 30% in two days. Even if the whole inquiry settlement process is included, the profit of 1 month is 60%, of course not.

Shanghai is under great competitive pressure, 1000+ travel agency, 800+ ticket counter)

Clothes:

(You can also sell clothes. The economic downturn in the past two years has made the boss even angrier. The main expenses are the rental of venues and the salaries of staff. In Shanghai, the venue is 5000 yuan/month, and the sales staff who rest for one month 1~2 days is 1600 yuan+commission. Bargain-hunting: The wholesale price of goods is about 30% of the selling price. According to different bosses' appetites and price tags, the price of bargaining experts will generally be reduced to 4.5 or even 40%, and there will be a profit of 10%. If you are familiar with the boss and can't sell it, you can exchange it, provided that the goods are not replenished, and it is stipulated that it cannot be returned unless it is a quality problem)

Eat:

Needless to say, office workers know that there are huge profits. If there are enough office buildings or shops around, 1 it is normal for a chef to bring three or five waiters to earn you 1 10,000 a month. It would be better if we can get a long-term order. Although it earns less, it is stable. The quality of food is not much to say. At the place where I used to work, the family who delivered the box lunch opened a tofu shop, but the stone who delivered the rice was a little old.

Live broadcast:

I'm not asking you to speculate, I'm asking you to open a real estate agent. Some time ago, it was difficult. It was said that many intermediaries in Shanghai were closed, but now they are all popping up again. What you earn is commission, which seems to be 0.5~2.5% of the transaction fee. Renting a house in Beijing seems to be 1 month's rent. Forget about other gray incomes. It's no secret that you can search if you are interested. The cost is the salary of the venue and staff, and then the pure water that the guests come to drink)

Is it troublesome? Actually, there is a better way to give it to me.

The so-called wealth makes people happy, hehe. . . crack a joke