Many people are keen on buying a house because "the investment channels are narrow, and there is no better choice except' hoarding houses'". With the rapid development of China's economy, people have more and more spare money. At present, China has become the country with the largest savings in the world, with per capita savings exceeding 30,000 yuan. There is more money left, but reliable investment channels are still limited-most of them lose money when investing in the stock market.
As an enterprise, many profitable industries can't get in; Bank deposits with interest restrictions; Gold, futures and bonds require high professional knowledge, and it is difficult for ordinary people to "play well". In contrast, the house is tangible and the investment income is rising year by year. Even though we know that there are risks in the real estate market, houses are still the first choice for many people to invest.
The "house buying fever" in the context of abnormally high housing prices in some areas really needs high vigilance. But it is obviously understandable that ordinary people are keen on buying a house, and they can't just complain about the lack of rationality of property buyers.
Rational consumption is inseparable from the healthy development of the whole real estate market. Only by truly establishing a long-term mechanism for the regulation of the property market, extensively establishing a multi-level housing security system, and promoting the return of housing prices to a reasonable level can we stabilize the expectations of ordinary people. "Rent first, then buy, then be small, then be big" will become their voluntary choice.