First: trading precious metals in bank accounts. Do the preparatory work well, and you can invest. The traditional investment channel is to open an account in a bank and buy and sell precious metals such as gold through the bank.
Second: Real-time trading of precious metals in online banking. With the development of the Internet, you can handle all kinds of business without going to the bank. If you have a bank savings card, you can conduct online banking transactions in real time by opening online banking or mobile banking.
Third: hold a gold fund. Many investment platforms have entered the field of vision. You can also invest in gold by buying funds that hold gold. The starting point of investment amount is not high, for example, a treasure can participate in gold investment for one yuan.
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Gold bars and coins are the main forms of physical gold investment, but as an investment tool, physical gold also has many "backward" places, among which heavy transportation, inconvenient storage and difficulty in cashing out are the most headache factors for investors. When investors buy a piece of physical gold, they should start to think about how to store it.
There is a risk of theft and natural disasters when gold is left at home, but it needs to pay a certain fee to deposit it in the bank safe, which will erode the investment income. It is understood that the annual management fee of general bank safes is around 300 yuan. When the collection of physical gold exceeds100g, it is recommended not to keep it at home. Once stolen, it will cause huge losses.
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