This may be an online scam. Do not join random group chats with strangers, and do not transfer money to strangers.

Common online fraud methods:

1. Scan the QR code to implant Trojan horse fraud

"Scan the QR code and receive shopping red envelopes", criminals By inducing the victim to scan the QR code, he entered a website containing Trojan viruses or downloaded an APP containing Trojan viruses. Criminals used Trojans to intercept text messages on mobile phones, change Alipay passwords, and steal the balance in Alipay.

Warm reminder: Don’t swipe when you see the “code”, be careful of QR code scanning scams.

2. Implanting Trojan horse fraud by linking to phishing websites through text messages

By luring the victim to click on the link in the text message, the Trojan horse program is downloaded from the background or linked to the phishing website to obtain the data in the victim's mobile phone. Address books, text messages, bank cards, Alipay information, etc. are used to commit fraud.

Warm reminder: Operators generally redeem points for phone calls, gifts, etc. They will never be redeemed in cash, nor will they require personal information such as bank account numbers, ID numbers, and passwords. You should be highly vigilant when receiving such text messages, do not click on unfamiliar URLs at will, and do not install clients easily.

3. Use account-changing software to impersonate the public security organs and other agencies to commit fraud

This type of telecommunications fraud case uses "court summons, information leakage, and money laundering" as the excuse, and uses account-changing software to pretend to be political and legal. Use the office phone number of the agency to commit fraud by pretending to be a police officer, prosecutor, or judge.

Warm reminder: The police will not call the user directly through the 110 phone number, and will never handle the case remotely by taking notes over the phone, nor will they ask the interviewee to provide their personal bank card number, deposit account number, password and password. There is no so-called "safe account" for identity information.

4. QQ chat scam

Scam by pretending to be a relative or friend. Use a Trojan horse program to steal the other party's QQ password, intercept the other party's chat video data, and then pretend to be the owner of the QQ account to defraud his relatives or friends in the name of "serious illness, car accident," or other emergencies.

Pretend to be a company CEO to commit fraud. Criminals search the QQ group of financial personnel and use "accounting qualification examination syllabus documents" as bait to send Trojan viruses, steal the QQ numbers used by financial personnel, analyze and determine the QQ number of the financial personnel boss, and then pretend to be the company boss to the financial personnel. Instructions for personal transfers and remittances

Warm reminder:

(1) If you are not sure about network security, try to avoid using public WIFI.

(2) Protect personal information and never provide mobile phone verification codes to others.

(3) Activate QQ device lock. Bad guys will not be able to log in even if they steal your account. Activation method: Mobile QQ>>Settings>>Device Lock.

(4) Timely upgrade to the latest versions of QQ and WeChat.

(5) When mentioning remittance during QQ chat, you must verify the identity of the other party through other channels.

5. "Ticket changes/flight cancellations" and "online shopping refunds"

The biggest confusion about these two types of telecom fraud cases is that fraudsters often have a lot of questions about you. The latest online shopping order or flight itinerary information is clear, so it is easy for people to believe that the other party is the official customer service of the e-commerce or airline, and then mistakenly operate online banking or ATM according to the other party's instructions, or click on the phishing link provided by the other party, and it will be stolen. After obtaining the e-commerce account password, immediately transfer the account funds.

Warm reminder: Scammers may have hacked into the systems of some ticket booking websites or companies to obtain your accurate ticket booking information. Do not trust any calls and text messages from unknown sources (especially 400 calls, which are usually only for users to make incoming calls but not outgoing calls). It is recommended to install professional mobile phone security software on your mobile phone, which can intercept and identify the vast majority of fraudulent calls and text messages.

6. Internet false investment fraud

Criminals use the name of a certain securities company to spread false inside information and trends of individual stocks through the Internet, phone calls, text messages, etc., and after gaining the trust of the victim, they then Guide them to purchase futures and spot goods on the false trading platform they built, thereby defrauding investors of their funds.

Warm reminder: This type of fake platform is a virtual investment website built by criminals using professional knowledge. Under the guise of financial management, small profits are used as profit bait, causing victims to be fooled. When citizens choose investment and financial management, they should first determine the location, nature, capital flow, past history and other relevant information of the platform, and then consider investing after doing enough homework.

7. “Guess who I am” scam

After criminals obtain the victim’s phone number and owner’s name, they call the victim and ask them to “guess who I am” "Who is it?" and then pretended to be an acquaintance based on the victim's description and claimed to come to visit the victim. Later, they fabricated reasons such as "security detention" and "traffic accident" to borrow money from the victims. Many victims put the money into the bank cards provided by the criminals without careful verification. Now this type of fraud has been upgraded to "pretending to be a leader" or "pretending to be a staff member of the Central Commission for Discipline Inspection".

Warm reminder:

(1) Be sure to keep personal information well. To prevent the leakage of personal information, be careful when using QQ and WeChat on computers and networks in public places. Leave real information about yourself and your friends on blogs, WeChat, etc., and do not mark too many business cards on your mobile phone to prevent the information from being stolen by scammers when lost. If you receive a call from a stranger claiming to be your friend and you can accurately call him by name, you should verify the authenticity in many ways.

(2) You can call the friend’s phone number stored in the phone to confirm whether the friend has really changed his number. When you are unable to call your friend's "previous" number, you can contact your friend's relatives and friends for confirmation.

(3) When the other party borrows money from you, you should be highly vigilant. Please contact the police immediately if necessary.

8. Taobao Reputation Scam

Criminals post part-time job advertisements online to boost Taobao's reputation, luring victims to place an order at the Taobao store they provide, and promising the victim After the payment is made, the order money and commission are returned to the victim's account. However, after the victim pays the money, the criminals claim that they will have to continue shooting before the order money can be returned, thus defrauding the victim.

Warm reminder: All part-time jobs, Taobao promotions, and reputation promotions that require payment in advance, deposits, manuscript fees, deposits, etc. are 100% false recruitment. Do not be deceived!

9. Prize-winning fraud

Criminals send prize-winning reminder information to users through QQ, SMS, etc., and use fake websites set up on the Internet to induce people to fall into the prize-winning trap and commit fraud. The elements carry out remittance scams in various forms such as asking the victims to pay taxes, notary fees, handling fees, etc.

Warm reminder: When receiving similar suspicious text messages, the general public should not easily reply or operate online banking according to the content of the suspicious text messages. You can log in to the official portal of the institution or call the official hotline to learn about the relevant situation. When requesting remittance, you should check and verify the situation with multiple parties or discuss with relatives and friends, and do not remit money easily.

10. Fraud by impersonating staff of banks or other financial institutions

Criminals use the names and trademarks of banks or other financial institutions to conduct fraud through the Internet, WeChat, QQ and other social network channels Publish false information, claim to be staff of banks or other financial institutions, contact customers, claim to provide loans, credit cards, debit cards and other services from banks or other financial institutions, and induce others to pay "service fees" and "deposits" to them , "related fees", "commissions", "card production deposits", "intermediary service fees" or other fees with similar names.

Warm reminder: Customers should consult and apply for business through the official channels of banks or other financial institutions. Banks or financial institutions generally do not require customers to pay fees upfront during the application phase by any means. The general public should be cautious when adding strangers from social networking platforms in their daily lives, and do not disclose personal information at will. If you discover any illegal behavior or related information and clues about using the name of a bank or other financial institution or publishing false information to defraud, please report the case to the public security agency in a timely manner.

11. Fake online banking upgrades and real-name re-registration fraud

Criminals use bank numbers to send information about "password expiration" and "real-name re-registration", and provide false Website link. When the cardholder logs into the website believing it is true and enters the relevant ID card, online banking username, password, dynamic password and other information, the deposit in the card will be transferred immediately.

Legal basis: Article 266 of the Criminal Law of the People's Republic of China

Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, Criminal detention or surveillance, and shall be concurrently or solely fined; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years Imprisonment or life imprisonment, and a fine or confiscation of property. If this law provides otherwise, the provisions shall prevail.