How can banks save money?
Deposit money at the counter: take money and ID card, bank card or passbook, get the number, then wait for the voice prompt, go to the relevant window, tell the counter staff to handle the deposit business, fill in the deposit slip, take out the cash bank card or passbook and give it to the counter staff, and you can handle it. ATM deposit: Enter the ATM machine, insert the bank card or passbook, enter the password, select the deposit business, and put in cash. If the quantity is large, repeat this step. If the deposit is completed, select the option of ending the deposit and take out the bank card or passbook. 1 Before deposit, you must open a savings account with your ID card and conduct real-name authentication before deposit; 2. All information in the personal savings account is protected by law. Banks are not allowed to disclose user information at will, accept inquiries from others, freeze accounts or deduct deposits at will, unless the judicial organs need to handle cases; 3. Even if a commercial bank goes bankrupt, it should give priority to paying off and paying the depositor's personal deposit principal and interest; 4. Personal income tax of 5% should be paid for personal deposit interest income, which is generally withheld and remitted by commercial banks; 5. Personal deposit is characterized by voluntary compensation, and you can choose the appropriate deposit method according to your own needs.