1. Collecting customer information: First of all, we should know the customer's personal and family assets and make records.
2. According to customer data analysis: according to different customers' investment objectives, financial ability and other factors, customers are divided into different risk preference categories to meet customers' needs and risk preferences to the greatest extent.
3. Conduct risk assessment: Select appropriate tools (such as questionnaire survey), conduct risk assessment according to the customer's investment objectives, investment time, risk tolerance and other factors, and determine the customer's investment risk tolerance and preference.
4. Provide investment advice: According to the risk assessment results, provide corresponding investment advice to customers, and design personalized investment plans on this basis.
5. Update the risk assessment results regularly: The risk preferences and investment objectives of customers may change with time and market conditions, so it is necessary to reassess the risks of customers regularly or irregularly and adjust the investment portfolio.