Yes, financial trading days refer to working days. However, not all working days are trading days of wealth management products. For example, the weekend is closed on national legal holidays, and the closed weekend is also a working day, but it is not a trading day for wealth management products, and wealth management products are not traded on weekends.

According to the Regulations of the State Council on Working Hours of Employees dated1March 25th, 995, employees work eight hours a day and forty hours a week. 65438+1 May, 19951day, the working hours system of working five days a week and eight hours a day has been generally implemented in China, and Monday to Friday of each week is generally called working day.

Because the stock market, fund market, futures market and other markets are all open for trading within the time range of 9: 00-1:30 on weekdays and 13:00- 15:00 in the afternoon, they are not traded on weekends and legal holidays. The investment targets of wealth management products on the market are mostly in these markets, so the trading time of wealth management products is mostly set within this time range.

Except for wealth management products that mainly invest in various bonds such as money funds and bond funds, wealth management products generally do not generate income on weekends and legal holidays. The reason is that on weekends and legal holidays, the stock market and futures market are closed, the stock and futures prices do not fluctuate, and there is no spread income, so the net value of wealth management products naturally does not fluctuate and there is no income. However, all kinds of bonds generate interest every day from the issue date to the maturity date, so wealth management products with all kinds of bonds as the main investment targets still have income, although the net value remains unchanged during holidays.

Investors must pay attention to the trading day and daily trading time when purchasing wealth management products. If the trading time is wrong, the investment income may be reduced. For example, the trading rule of the fund is T+ 1. If investors buy the fund after Friday 15:00, the fund will not submit the investor's application until next Monday, and the share will not be confirmed until Tuesday, then investors will miss Monday's income. If investors buy money or bond funds, they will miss the gains on Saturday, Sunday and Monday.