Ordinary people have no background or connections. Generally, we only do small businesses, such as opening stores and opening branches after accumulation. After ten or twenty years, they will be rich. There are risks.
You can also do stocks or futures. There is little risk in stocks, that is, money comes slowly and futures come quickly, but the risk is great. I graduated two years ago and didn't find a job. I use my family's 10 thousand yuan to buy and sell stocks Now you can buy a car for hundreds of thousands. My classmate took 6.5438+0.5 million as futures, and now it is also a villa plus BMW Audi (I am not as capable and courageous as him, only in stocks). Of course, we are all professionals and have studied for many years. If ordinary people come to play with these things, it is estimated that the process will be slower. However, I think the risk of stocks is very small. As long as your stock doesn't delist, no matter how it falls, you will be profitable after 9 years. For example, if you buy 100 yuan, it will drop to 10 yuan. As long as you take it for nine years, you can return your capital, because you can pay dividends and send shares.
Therefore, I generally suggest that friends around me don't have to deposit all their wages in the bank, but can take out some of them to buy stocks and stocks of state-owned enterprises. This is also a way of investing and managing money. For example, a high-growth state-owned enterprise like SDB has almost no risk when buying it, and it can get a higher rate of return than the deposit bank.