For users with low pressure resistance, they will choose some products with less risk when choosing investment products. Therefore, many users will know whether the products they want to invest will lose money before investing. At present, whether entering the stock market or the fund market, investors may lose their principal.

Will China Post Finance lose money?

China Post Finance will lose money, because China Post Finance is not a capital preservation. Under normal circumstances, the price of China Post's wealth management will fluctuate with the fluctuation of its target. When the subject matter falls, investors may lose the principal, and when the subject matter rises, investors may gain.

Users should understand that any bank wealth management product is risky, even the wealth management products under the bank. After the user purchases, the risk of principal, wealth management income and loss shall be borne by the investor himself. If the assets in the portfolio have default risk, market risk and liquidity risk, the risk of loss of financial principal and the resulting income shall be borne by the investors themselves.

With the continuous optimization of wealth management products, offline wealth management products are no longer guaranteed. The risk level of wealth management products can also be subdivided into five categories: R 1 low risk, R2 low risk, R3 medium risk, R4 high risk and R5 high risk. Users can choose their own financial products according to their own stress resistance.

Generally speaking, the higher the risk level of wealth management products, the greater the probability of principal loss. Among the wealth management products of China Postal Savings Bank, the products with guaranteed floating income are relatively safe, and users can directly choose products with less risk.