1, financial management allows us to know more about our financial situation.

The reason why "financial management" is called financial management is essentially the meaning of managing or operating family property.

Who can know exactly how many assets and liabilities they have? Who can know exactly how much money they can earn, spend and save a year? For a person who never keeps accounts, it is definitely unclear. So the first step in financial management is bookkeeping. Only bookkeeping can accurately understand the financial situation of the family.

2. Financial management makes us feel more secure.

A man with hands and feet can find a job and make money, but he will still worry. What are you worried about? He is worried that he will interrupt his income because of unemployment; He is worried that he or his family will get sick, and he can't afford high medical expenses. He is worried that he has not saved enough money for the education of the growing children; He is also worried that he has not saved enough pension when he is too old and weak to earn money.

Through financial management, we can fully prepare for these possible risks in the future with rich income. Even if the risk does come, we can maintain our current living standard. At the same time, when we retire, we can live a decent and dignified old age.

3. Realize the preservation and appreciation of assets.

As we all know, the advantage is that in Qian Shengqian, additional income can be obtained through rational allocation of assets, so as to maintain and increase the value of assets. For example, using the funds in your hand to buy wealth management products and earn wealth management income through this move belongs to making money with assets.

4. Provide guarantee for future life.

Reasonable planning and allocation of funds through financial management, sufficient liquidity, making more money through investment and choosing insurance according to personal needs can all provide protection for future life.

5. Improve personal credit.

Personal credit seems to be different from financial management, but financial management is the care of all your assets and debts, and some behaviors in the process of financial management are likely to affect personal credit.

6. Financial management makes us more purposeful.

In order to improve their quality of life, many people work hard and make money. After making money, they spend all their wages and then continue to work hard. The higher the income, the greater the expenditure, except for fatigue, happiness has not increased. This makes many migrant workers tired of their jobs and unable to find the meaning of life.

7. Financial freedom

Freedom means that we can choose to work or not; You can choose to do this job or that job. We can choose not to work for money, but to do what we are really interested in, so that money will naturally flow into our pockets.

8. Qian Shengqian

As we all know, the advantage is that you can go to Qian Shengqian, and get extra income through rational allocation of your assets, so as to maintain and increase the value of your assets. For example, using the funds in your hand to buy wealth management products and earn wealth management income through this move belongs to making money with assets.

9. Make our expenditure more reasonable and regular.

After a detailed understanding of our financial situation, through the analysis of the accounts, we can find the crux of the financial problems, and then make targeted improvements. For example, if you find that the proportion of spending on entertainment is too high, then you should try to reduce going out for entertainment and cook at home. If we find that there are more entertainment expenses and less study expenses, then we can reduce entertainment expenses and increase study expenses.

10, achieve life goals

People need money to get married, have children, buy a house and buy a car all their lives. Many people complain that the house price is too expensive to buy. If they buy a house, they will become house slaves for life. They think life is not interesting ... if they never think about it, of course, any plan can only be a dream.