Question 2: What do you mean by short-term borrowing? Short-term lending, also known as "lending", is mainly a form of short-term capital lending between commercial banks and non-bank financial institutions such as securities companies. Its characteristic is that the interest rate is changeable, the loan period is not fixed, and it can be lent and repaid at any time. Most foreign exchange brokers borrow money from banks in this way. The specific practice is that banks sign short-term loan agreements with customers, stipulate the scope of loans and guarantee methods, and borrow as needed within the scope. Collaterals are mostly securities such as stocks and bonds. The borrower must repay the loan on the second day after receiving the repayment notice from the bank. If it cannot be repaid at maturity, the bank has the right to sell its collateral.
The main term of short-term loans is 1- 10 months, if the interest is calculated monthly. At present, there are many short-term loan funds provided by non-governmental organizations and investment guarantee companies, mainly for real estate, providing short-term liquidity for real estate developers, and others, such as mineral resources, are also mainly targeted. Some small and medium-sized enterprises will also use short-term loans to finance as a short-term transition.
Question 3: Short-term loans are characterized by short term, and the loan term is generally 1 -6 months; The maximum loan amount is 70% of the appraised house price. Pay attention to the actual operation of the enterprise and don't stick to the financial statements of the enterprise; Take its product sales income and enterprise comprehensive business income as repayment sources.
Question 4: What do you mean by short-term borrowing in loans? It means short-term borrowing.
Question 5: What do short-term interbank borrowing and notice loan mean? Hello, classmate, I'm glad to answer your question!
Call the loan for short-term interbank borrowing, and inform the loan to lend the loan to the securities broker as the fund of the margin account. The interbank lending rate is calculated on a daily basis, and the final interest rate becomes the interbank lending rate.
Conditions for applying for futures business:
1, age18;
2. Have full capacity for civil conduct;
3. Have a high school education or above;
4. Other conditions stipulated by China Securities Regulatory Commission.
Candidates must pay attention to whether they can be admitted.
I hope my answer can help you solve the problem. If you are satisfied, please adopt it as the best answer.
Thank you again for your question. More accounting questions are welcome to be submitted to enterprises in Gao Dun.
Gao Dun wishes you a happy life!
Question 6: Introduction of Short-term Lending The interbank short-term lending market, also known as the "lending" market, is a form of short-term capital lending between commercial banks and non-bank financial institutions (such as securities companies).
Question 7: What do short-term interbank borrowing and notice loan mean? Hello, classmate, I'm glad to answer your question!
The word you said belongs to the vocabulary of futures industry. Mastering the vocabulary of futures industry can make you feel at home in the study of futures industry. The translation and meaning of this word are as follows: the short-term interest rate of guaranteed interbank lending generally applies to margin accounts.
I hope the answer from Gao Dun Online School can help you solve the problem. For more questions about futures business, please submit them to Gao Dun enterprises.
Gao Dun wishes you a happy life!
Question 8: What does personal loan mean? Capital borrowing refers to short-term borrowing of funds.
There are loans between banks, enterprises and individuals.
One of the characteristics of lending is the short time. Borrowing to meet short-term capital shortage.
Question 9: What is a short-term cash loan? Short-term borrowing refers to borrowing within six months.
Question 10: What is the short-term loan in the loan? Is it also a loan? Short-term loans are also loans ... short-term ... half a day, a few days, more than ten days, a month ... short-term loans can be said to be short-term loans. ...