The ranking of the top ten life insurance companies in China: China Life Insurance, China Life Insurance Ping An Life Insurance Company of China, Pacific Life Insurance, Xinhua Life Insurance, Huaxia Life Insurance, Taiping Life Insurance, Taikang Life Insurance, PICC Life Insurance, China Post Life Insurance and Qianhai Life Insurance.

1, China Life

Company: China Life Insurance Company.

China Life Insurance is a large-scale comprehensive insurance group in China, with six professional subsidiaries and 1 institute, covering life insurance, property insurance, endowment insurance, asset management, industrial investment, overseas business and other fields. Listed in new york, Hongkong and Shanghai, it has the reputation of "mainstay" in China insurance industry.

2. China Ping An Life Insurance Company of China Insurance Company

Company: China Ping An Insurance Company Limited.

A scientific and technological personal financial life service group with considerable industry influence, a joint-stock insurance enterprise established earlier in China. China Ping An is a listed company on the main board of Hong Kong Stock Exchange and Shanghai Stock Exchange. The business covers auto insurance, accident insurance, critical illness insurance, microfinance, credit loans, investment and wealth management products, Ping An Pratt & Whitney, Ping An Credit Card, Ping An Insurance and Ping An Bank.

3. Pacific Life

Company: China Pacific Insurance Company Limited

Domestic professional comprehensive insurance group, listed companies in Shanghai, Hong Kong and London. Pacific Insurance Group has professional subsidiaries such as life insurance, property insurance, asset management, endowment insurance and online service, and has established a nationwide marketing network and diversified service platform to provide customers with comprehensive risk protection solutions, investment and wealth management and asset management services.

4. New China Life Insurance

Company: new china life insurance co Limited.

Established in 1996, Xinhua Life Insurance is a national large-scale life insurance service organization. It has established an institutional network covering all provinces, municipalities and autonomous regions in China and diversified sales channels, focusing on providing customers with perfect life insurance services, fully meeting their needs in health, medical care, pension, accident risk prevention, children's education, family risk management and so on.

5. Huaxia Life Insurance

Company: Huaxia Life Insurance Company Limited

The joint-stock life insurance unit with strong domestic strength has many branches, subsidiaries and marketing service departments throughout the country. The company has investment qualifications such as stock direct investment, unsecured debt investment, equity investment, real estate investment, overseas investment, infrastructure debt plan investment, real estate debt plan investment and third-party entrusted investment, and stock index futures entrusted investment. , and provide life insurance, health insurance, accident insurance and other personal insurance business.

Which is more important, critical illness insurance or millions of medical insurance?

Critical illness insurance is as important as millions of medical insurance.

Critical illness insurance is compensation for income loss, while medical insurance is compensation for medical expenses. There is no absolute who is good and who is bad. The launch of an insurance product has been put on record in the CBRC, and each product has its own unique characteristics, so it is impossible to unilaterally evaluate who is more important. Insurance is just a tool, and different insurances solve different problems.

Extended data

The difference between million medical care and critical illness insurance;

1, different insurance payment methods.

Millions of medical treatment: the insured pays in advance by himself, and after the treatment, the insurance company will reimburse it with the relevant expense receipt. Although a small number of insurance companies now have the service of paying in advance, the amount paid in advance by insurance companies is relatively small, and it is only used as an emergency for policyholders.

Critical illness insurance: in the claims of critical illness insurance, as long as the disease within the scope of critical illness protection is diagnosed, the amount of claims will be paid in one lump sum, and the insured can freely control whether it is used to treat the disease or improve the family situation.

2. The warranty period is different

Millions of medical insurance: the guarantee period is one year. Now some insurance companies have introduced products that can be renewed for six years, and they will be re-insured every year, which also increases the risk of refusing insurance to some extent.

Critical illness insurance: it can be divided into short-term insurance and long-term insurance according to the different guarantee periods, and those with a guarantee period of 1 year or less become short-term insurance. For critical illness insurance, short-term insurance is not recommended.

There are two kinds of long-term insurance: term insurance and life insurance. Term insurance only covers a period of time, while life insurance covers the life of the insured. When most people buy critical illness insurance, most of them are lifetime protection. In this way, once insured, the insurance can be renewed all the time, avoiding the risk of refusal after re-underwriting.

3. The insurance amount is different.

Millions of medical insurance: the insured amount is calculated in millions, generally between 2 million and 6 million.

Critical illness insurance: the coverage ranges from 65438+ 10,000, 200,000 and 500,000. Of course, if the family's economic conditions are good, they can buy it many times in different insurance companies, and the insurance amount can be accumulated.

Unfortunately, if you are sick and meet the conditions of serious illness stipulated in the insurance clauses, the insurance company will pay in one lump sum, so that the insured's family can freely and actively use the money, whether for treatment, patient care, nutrition or improving family life.

4. Different premiums

Millions of medical care: the premium is only a few hundred yuan or thousands of yuan, which is just a supplement to medical insurance.

Critical illness insurance: The coverage is comprehensive. Among the 28 kinds of serious diseases for men and 30 kinds of serious diseases for women stipulated by the insurance industry association, almost some common major diseases are also covered. At present, there are more than 100 kinds of critical illness insurance on the market, even including rare diseases; The premium of critical illness insurance ranges from several thousand yuan to tens of thousands of yuan, and the amount of premium is also calculated according to the insured amount and the payment period. Therefore, for critical illness insurance, the earlier the insurance, the more cost-effective.

5. Term of payment

Millions of medical insurance: the insurance period is a short period of one year, so the payment method is wholesale payment, that is, one-time payment.

Critical illness insurance: payment period 10 year, 20 years, 30 years. According to the different amount of insurance, choosing the payment period that suits you can appropriately alleviate some economic pressures.

Top 50 life insurance companies

The latest rankings of China insurance companies are: China Life Insurance, China Life Insurance Ping An Life Insurance Company of China, Pacific Life Insurance, Xinhua Life Insurance, Huaxia Life Insurance, Taiping Life Insurance, Taikang Life Insurance, PICC Life Insurance, China Post Life Insurance and Qianhai Life Insurance.

Briefly introduce the first three insurance companies:

1. China Life Insurance China Life Insurance is an insurance group company, which belongs to a super-large central enterprise and a national vice-ministerial unit. /kloc-was selected as a Fortune Global 500 enterprise in 0/5. As one of the seven oldest life insurance companies, China Life has a large number of policies, including about 3,654,380,200 effective long-term individual and group life insurance policies, annuity contracts and long-term health insurance policies. At the same time, it also has 6.5438+0.495 million insurance salesmen, 85,000 group insurance salesmen and 234,000 bank insurance channel salesmen, and the sales team is extremely large. China Life Insurance Co., Ltd. is the largest life insurance company in China, headquartered in Beijing, with a registered capital of 28.265 billion yuan. As a core member of China Life Insurance Company, a Fortune 500 company and a Fortune 500 company, the company has won the trust of the most extensive customers in society with its long history, strong strength, professional leading competitive advantage and world-renowned brand, and has always occupied the position of a leader in the domestic insurance market, and is known as the "mainstay" of the insurance industry in China.

2. China Ping An Ping An Life Insurance Company of China Insurance Company, established 30 years ago, has become a household name. Together with China PICC, China Life Insurance, Taikang, Pacific, Taiping Life Insurance, AIA and Sunshine, it is a big company brand in everyone's mind. Ping An puts in more advertisements every year, so its popularity can rise rapidly. It also has many offline outlets, and almost all provinces, cities and counties can find safe service points and many agents. Its products, such as Ping An Fu, have always been the focus of attention.

3. Pacific Life Insurance Pacific Life Insurance is a subsidiary of Pacific Insurance. Established in 199 1 and headquartered in Shanghai. Listed in A-shares and H-shares, and has been selected as one of the top 500 companies in the world for seven consecutive years. Like most "big companies", China Pacific Insurance has more than 2,800 branches and tentacles all over the country. But similar to other similar big companies, because there are many agents in Pacific Insurance, its product development will focus on meeting the needs of marketers. Many critical illness insurance products are refundable and dividend-paying products, which are in line with the preferences of Chinese people, but not necessarily suitable for most ordinary people.