There are several ways to invest in gold, each with pros and cons. You need to choose freely according to your actual situation and financial status

1. Physical gold - real gold trading includes gold bars, Trading in gold coins and gold jewelery and holding gold as an investment. It is certain that the investment amount is higher. Although the actual rate of return is the same as other methods, the amount involved will definitely be lower (because the invested funds will not exert a leverage effect), and profits can only be made when the gold price rises. The difference between the buying and selling prices of general gold jewelry is large, so it is not suitable to be considered an investment. Gold bars and gold coins are the best choice for real gold investment because they do not involve other costs. But it should be noted that holding gold does not generate interest income. The main forms of physical gold in the gold spot market are gold bars and gold nuggets, as well as gold coins, gold medals and jewelry.

2. Paper gold - "Paper gold" transactions do not involve physical gold. It is a service provided by banks. It uses precious metals as unit-based accounts. Investors do not need to go through physical transactions and settlements. Laier adopts the accounting method to invest in gold. Since it does not involve the settlement of physical gold, the transaction cost can be lower; it is worth noting that although it can be equivalent to holding gold, the "gold" in the account generally cannot be exchanged. Physical objects. If you want to withdraw physical objects, you can only exchange them after making up the full amount of funds.

3. Gold futures - Generally speaking, buyers and sellers of gold futures sell and buy back the same number of contracts as the previous contract before the expiration date of the contract, that is, closing the position without actually Delivery of real gold. The profit or loss from each transaction is equal to the difference between the purchase and sale of two contracts in opposite directions. This method of buying and selling is what people usually call "speculating on gold." Gold futures contract trading only requires a deposit of about 10% of the transaction volume as investment cost, which has greater leverage. A small amount of funds can promote large transactions. Therefore, gold futures trading is also called "deposit trading".

4. Gold margin-there are two types of margin trading types. Au (T+5) transaction refers to the installment payment transaction method with a fixed settlement period. The settlement period is 5 working days (including the day of the transaction). Au (T+D) trading refers to a spot deferred delivery business conducted in the form of margin. The buyer and seller establish a sales contract with a certain proportion of margin (10% of the total contract amount) and trade with Au (T+5) The difference is that the contract does not require physical delivery. Buyers and sellers can buy or sell to close out the contracts they hold according to market changes. During the position period, 20,000% of the total contract amount will be delivered every day. Delay fee (the payment direction is determined based on the day's settlement declaration. For example, if the customer holds a buy contract and the day's settlement declaration is that the quantity of goods received is greater than the quantity of delivery, then the customer will receive a deferral. fee, otherwise you have to pay).

5. Gold options - options are prices agreed upon by buyers and sellers in the future, and have the right but not the obligation to purchase a certain amount of the underlying asset. If the price moves in favor of the option trader, he or she will exercise his right and make a profit. If the price moves against it, the right to buy is given up and the loss is only the cost of buying the option at that time. Since gold options buying and selling investment strategies are many and complex and difficult to master, there are currently not many gold options markets in the world.

6. Gold stocks - the so-called gold stocks are listed or unlisted stocks issued by gold mining companies to the public, so they can also be called gold mining company stocks. Since buying and selling gold stocks is not only investing in gold mining companies, but also indirectly investing in gold, this investment behavior is more complicated than pure gold buying and selling or stock buying and selling. Investors should not only pay attention to the operating conditions of gold mining companies, but also analyze the gold market price trend.

7. Gold fund - Gold fund is the abbreviation of gold investment fund. The so-called gold investment fund is established by the fund promoter and subscribed by investors. The management company is responsible for specific investment operations and specializes in gold or gold derivatives as a type of mutual fund as investment media. Managed by an investment committee composed of experts. Gold funds have lower investment risks and relatively stable returns, and have the same characteristics as the securities investment funds we are familiar with.