I was just too kind to see that others were in trouble, so I lent it to others when I was excited. As a result, when it was time to pay back the money, he said to pay back part of it first, and I said yes. After waiting for a month, I wanted to use WeChat to urge him, only to find that he had deleted his friends! I immediately understood that he wanted to breach the contract. At this time, I was very angry and just held my breath. Want to add his friend, attach a sentence: Did you delete it by mistake? I am XXX. This is a gamble.
Fortunately, a few hours later, he passed the verification in good conscience and returned the rest of the money the next day.
When the other party transferred the money, I took a long breath and couldn't help sighing. This is really close to borrowing money. ...
I'm glad to answer your question.
A stranger asks you for money. Should you? I think it's better not to borrow it. Now is the time to lend money to others, and collecting money will offend people. People who know each other very well don't feel sorry for themselves, so you have to offend others if you ask others.
I remember ten years ago, my husband's cousin borrowed money from us, and it was 2300 yuan each time. At that time, we didn't earn much by working, so we borrowed it two or three times. Every time he borrows, we tighten our belts. Once, we didn't lend it to him, and he didn't borrow it again. Now that he saw me, we didn't even mention it, and we were too embarrassed to ask him for it.
Another colleague at work borrowed several hundred dollars. A few hundred dollars in the first ten years is actually a lot of money for our wage earners. Our salary is only a little over 1 000 per month. He left suddenly and his phone number changed. Now he doesn't know where he is.
My cousin, too, borrowed 500 yuan and borrowed hundreds. He seems to have forgotten, and I'm embarrassed to mention it. His sister also knows that I sometimes talk to his sister, my cousin. My cousin asked me, did my cousin pay me back? I said no, it seems that I didn't pass it on [covering my face] [covering my face].
So I dare not borrow money, and I dare not borrow it. Everyone's money is not hard-earned, but they are all relatives. I am embarrassed to mention it and I don't know anyone.
My answer only represents my personal opinion, thank you.
My personal experience is that I won't lend money to people I don't know. Because I don't know his credit, his repayment ability and the use of the money. People I know borrow money from me. I observe people and the environment. If his credit is available and the money is used for living or emergency, I will borrow it if my own economic conditions permit. Besides, I don't accept other people borrowing money from me to engage in venture capital such as stock speculation and futures speculation. Because he transferred all the risks to the lender, I don't want to take risks for others. In the first year after I graduated from work, I saved 3000 yuan in March. One of my junior high school classmates (playing very well) said that she was going to get married, and the woman didn't have enough money to get a bride price. Let me lend him some. I thought it was not easy for him when his father died, so I lent him two thousand. I went out to work, and then he got married and I followed 200 yuan. When I needed money badly, I asked him for it, but I couldn't find anyone. Later I heard that he borrowed money everywhere. Before he borrowed money from me, he heard his aunt say that 10000 yuan would be gone in fifteen minutes, and then he started gambling. Then I blocked the door and asked for it. For four years, my monthly salary has risen from 1500 to 4000. I regret lending money to others without knowing the situation.
Last night, a junior high school classmate I hadn't seen for more than ten years asked me for a micro signal in qq a week ago. I did it. Every chat starts with old classmates, and we talk briefly for two or three times. Last night, he told me to borrow 2000 yuan, saying that life was too hard, and he bowed his head to life and waited until he got paid. I didn't borrow it. It's almost the New Year, and WeChat borrowing money is the most unreliable. After so many years, her sideline now is Taobao. The circle of friends is full of products and bills.
Not necessarily. I am very kind. Soft-hearted, including a lot of water droplets, and a lot of people I didn't know, so I donated them. Sometimes some new colleagues borrow things, because I believe there are more good people than bad people. Sometimes people you know borrow it, but they may not return it. It was also brought by a friend of 12 Changsha, and I don't know him either. At that time, on his birthday, he said he had no money, and then he borrowed 600 yuan from me. To tell the truth, I was poor at that time, too. I only have 1.3 thousand on me, I think it should be no problem. I went to Wuhan after lending it to him. There was only one button left. Two months later, the man offered to work part-time to make money, and then paid me back. For me, I usually trust my intuition and look at my face. Borrow if you have a good face, but don't borrow if you have a bad face. But sometimes I always feel that I have no face.
I think you can borrow it, but depending on how much you borrow, 1000-2000 can still be borrowed. If you borrow too much, you can politely refuse. After all, you are a stranger.
People? There will always be sparks in your life,
There is an old lady living downstairs in my house. Once I met her downstairs and she asked me if I could lend her 1000 yuan. Although I don't know her very well, I agreed to lend it to her after thinking that I have been a neighbor for so many years. After a week, the old lady came to my house to pay back the money, only to know the reason for borrowing money at that time. "Her son and maid are in the field, and the old man will not pay by mobile phone when he is old. One of her sisters is seriously ill in hospital, and the old lady is going to visit. She forgot where she put her salary card. She just met me and wants to borrow money from me. If she can't borrow it, say she doesn't expect me to agree. "
In fact, there is no need to entangle this problem. Because of mutual affection, rejection is the duty. Don't comment on other people's reputation and personality without forming facts. I read other people's answers and summarized them. I think people nowadays are not worried about who to borrow money from or lend it to, but about people making irresponsible remarks after being rejected. They are even more afraid of borrowing money, and if they are separated, they will be chilling.
Tell a true story. I have a female classmate in high school, who is easy-going and easy to get along with. Our relationship has always been very good.
It was 2008, the first year after she graduated from college. One day, she took a bus and a boy came to meet her. As soon as the female classmate saw that she was a classmate before the first year of high school and belonged to the category of academic tyrants with very good grades, she was very happy to chat with him. After all, I haven't seen you for four or five years, and my old classmates are very kind when they meet. However, in fact, they are only students of Grade One, and they are not in the same class as Grade Two. Moreover, female students are introverted and don't communicate much during school. I just met on the bus many years later and felt very fresh.
Boys are talkative. They talk about people and things at school and after graduation. I talked for more than twenty minutes and was very happy. The boy said he wanted to get off the bus, and suddenly remembered what registration fee he had to pay and forgot to bring his bank card. The registration fee is 500 yuan. Ask the female classmate if she can lend it to him for emergency first. He also said that he left the phone number of the other party and transferred the money to the female classmate when he went back.
The female classmate hesitated. One of the female students is not familiar with that boy, not to mention that I haven't seen him for many years. It is not appropriate to ask for money as soon as we meet on the bus. 500 yuan, the second female classmate who just graduated, is not a decimal for her. Moreover, female students only have more than 300 yuan in their wallets. But the kind-hearted female classmate finally told the boy that there was only 300 yuan in the wallet because of face, and she also said that she only brought so much money. The boy reached for the money, thanked her, and said that he would contact her to transfer money to her when he got back, and then turned around and got off the bus to leave. . .
You can guess what happened afterwards. Not to mention paying back the money, I haven't seen the boy since. I asked my female classmate why didn't you take the initiative to call for money? When you spend money on classes, forget the lesbian theory. Later, however, I learned from other students that the boy changed completely after graduating from school. I borrowed money from everyone, and for various reasons, I never paid it back. It is difficult to describe this former schoolmaster with thick skin or shame. We don't know what he went through. Sigh, learn a lesson, and tighten your wallet!
There is nothing wrong with this sentence.
Borrowing money without borrowing is easy to offend people, and borrowing is also easy to offend people.
If you have spare money, if you are familiar with it, it is no problem to lend it to an acquaintance for a while.
But even acquaintances, when they don't pay back the money they owe, the atmosphere will always be awkward, and they will have to toss when they come back, let alone strangers.
Unfamiliar people, who don't want to pay you back, directly blackmail you, then your money will be used as public welfare, and there is a great chance that you won't come back, which is risky and has no income. At most, you can break even, and at least you can get some interest when you buy wealth management products. If you are a person who needs money, lending money to someone you don't know is tantamount to delaying the satisfaction of your desire and giving the money you want to spend on yourself to others. Are you willing to give up your planned holiday trip and buy something to treat yourself while doing activities?
There are two possibilities for an unfamiliar person to borrow money from you: ① No one has lent it to his close friend; 2 cheat money. One of my former colleagues was good at everything except being too soft-hearted After falling in love, he met a netizen in a popular mobile game, and later indirectly gave it to tens of thousands of netizens through WeChat. Things are not over, he also registered an online loan platform. He got into it himself, made a fortune, and ended up in debt of hundreds of thousands. As a result, his family got back the money from the land sale, and their life was in a mess.
There are good people in this world, and there is no shortage of good people, but jungle society is not a fairy tale world. It is not borrowing money casually, but responsible for itself and its own life. If you want to be a hero in ordinary life, you don't need to borrow money to achieve it. You can take part in some voluntary activities to help others. So, before you borrow it, think about it. After all, there is no reason to repay the loan in seven days.
Borrowing money and repaying money involves: first, the borrower's character, integrity and willingness to repay. Second, the borrower's repayment ability. Third, some people don't pay attention to honesty after borrowing money, spend money by themselves, and never mention repayment, which lasts for several years or even more than ten years, making creditors laugh and cry. Fourth, some debtors are unable to repay their debts within the promised time due to force majeure. In view of the above reasons, it is not only difficult to recover the money borrowed by acquaintances, but it is also equivalent to beating the dog to get meat buns from strangers. So, you can't get a loan.