CCB's fast loan is transferred to someone else's card and then returned to the fast loan bank, which will not be discovered. CCB Express Loan can be transferred, that is to say, CCB Express Loan can be transferred to family members, as long as the user withdraws the express loan to the card and then transfers it with the bank card.
How to transfer the money from the express loan account of CCB to the bank card?
In fact, the funds in the express loan account of CCB cannot be transferred to the bank card in the personal name of the customer, because the transfer of funds from the express loan account only supports the transfer to other people's accounts, not to my own bank account. Of course, the customer can try to transfer it to others first, and then let him transfer it to his own card. If customers want to use quick loan funds, they can actually withdraw them directly from the special account for quick loan, or spend them by credit card (note that they cannot be used for related transactions such as house purchase, investment, loan repayment and credit card).
China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance. On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.
China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.
By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.
How to transfer CCB's fast loan to its own card?
There are four main ways for CCB to transfer fast loans:
1. When you go to the counter to withdraw money, you can directly go through the formalities of transferring fast loan to bank card at any CCB outlet with your bank card and valid identity documents;
After 2.2. ATM withdrawal card, select "fast loan business" and then select the business to be handled;
3. Withdraw money from the online bank, log in to the online bank of China Construction Bank, click on the loan service, personal quick loan, transfer out the special account by yourself, and then proceed to the next operation according to the page prompts.
1. Products and services. Credit loans, residents' savings deposits, foreign exchange business, credit card business, policy housing reform finance, personal housing mortgage loans and other businesses.
Personal housing loan business. Personal housing loan business refers to loans issued by CCB or CCB to natural persons who purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes self-operated housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans and personal refinancing loans, that is, second-hand housing loans, personal commercial housing loans and personal housing mortgage loans). ), provident fund personal housing loans and personal housing portfolio loans. 1from 2014 10 on October 9th. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
3. Credit card business. China Construction Bank, as a state-owned bank that set foot in credit card issuance earlier in China, already has many types of credit cards. The credit cards issued by China Construction Bank are all called "Longka". The publicly issued dragon cards include: Dragon Card, Dragon Card Business Card, Dragon Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changyang Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
4. Silver International. CCB Silver Star International Express Service is a personal international express service jointly launched by CCB and Silver Star International Express Company. It refers to the small-scale international remittance business that CCB pays personal overseas foreign exchange remittance or remits personal foreign exchange funds on behalf of customers through Yinxing Express Company.
5. Service situation. While consolidating the advantages of traditional businesses, emerging businesses such as investment banking have developed rapidly, earning 3.203 billion yuan in 2008. Through the promotion of new financial consulting services, such as initial public offering and refinancing, mergers and acquisitions, equity investment, project financing, etc. , and constantly expand AA customers, multinational companies, foreign banks, large and medium-sized enterprises and other financial consulting customers. Only financial consulting services realized fee income of 2.377 billion yuan, a year-on-year increase of 165 10%. A series of financial products tailored for small enterprises are constantly innovating. By 2008, the bank's small business loan balance reached 249.532 billion yuan, an increase of1.16% compared with the beginning of the year. Cooperate with Alibaba to develop e-commerce joint guarantee, fast loan, order financing and other products, and issue loans of 520 million yuan to 175 customers within six months.
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China Construction Bank v4. 1.7