Futures and ePay are two different financial products, which are obviously different in nature, trading methods and risks:

1. Definition and nature: Futures is a standardized financial contract in which both parties agree to buy and sell a certain number of underlying assets (such as commodities, currencies, financial indexes, etc.). ) at a specific time and price in the future. Futures trading is usually carried out on exchanges, with high standardization and strong liquidity. Yijintong is a kind of financial product similar to money fund, and it is a monetary financial product. Investors will get corresponding income after depositing funds into the products of e-Jintong, which is similar to time deposit, but usually the yield is relatively high.

2. Trading method: Futures trading is conducted on the exchange, and buyers and sellers conduct matching transactions through the exchange, and the trading process is transparent and open. Yijintong is launched by financial institutions, and investors can purchase and redeem through mobile APP or online banking.

3. Risk: Futures trading has a high leverage effect, and investors can control a large number of underlying assets only by paying part of the margin. Therefore, futures trading brings greater risks and benefits. Yijintong is regarded as a relatively low-risk investment product because it invests in financial assets with high security such as short-term bonds.