1. Look at the platform: First of all, look at the strength, scale and registered capital of the selected P2P financial platform. At the same time, it can also measure whether a company is standardized, such as financing and lending. The greater the general strength and scale, the more standardized the company is.

2. Look at the mortgage: Look at what the collateral is. If it's real estate, cars, etc. The risk will be slightly smaller. If there are risks, the company will sell the property to reduce the losses of investors. The mortgage rate is mainly to prevent collateral from being insufficient to pay off debts. If it is insufficient, it will increase the investment risk and avoid repeated mortgage.

3. Look at the credit review process: whether the credit review process of the wealth management company is strict, whether each creditor's right is transparent, and whether bills and creditor's rights lists will be mailed to customers at a fixed time every month.

4. Look at the guarantee: Look at whether the P2P wealth management products are guaranteed, and the strength of the guarantee company needs to be investigated clearly.