Speculators in the stock, bond, foreign exchange and futures markets are rated as the best commodity traders in the United States, as well as consultants and traders in george soros and mentors of many other investment and financial experts.

In Niederhoff's world, life is a speculative activity, and we are all speculators unless we lose money (then we are called gamblers). You and I are both taking risks in our careers, relationships, games and investments.

Niederhoff graduated from Harvard University and received his doctorate in finance from the University of Chicago. He is good at and willing to compete. Won the national squash championship in the United States five times, and 1976 won the world championship. He doesn't wear shoes in the office, and asks employees to read gossip magazines such as the National Inquirer, and never have sex before major events.

The decision to change our lives depends on our ability to explain the outcome of events. In this book, Niederhoff shared with us his extraordinary knowledge about lifelong speculation, competition and victory.