How to cancel the China Construction Bank Savings Card?

1 Cardholders need to first determine whether there is any deposit in the bank card. If there is a deposit, they need to withdraw the deposit.

2 If the bank card is lost, you need to apply for a new bank card first, and then cancel the account.

3 After completing the above business, the cardholder can bring his or her ID card and bank card to the bank to get the reservation number, and then explain to the service staff that he or she wants to cancel the account.

4 Then give the bank card to the bank staff, fill out the account cancellation application form, and cancel the relevant business with the help of the staff.

In general, if users want to cancel their CCB savings card, they need to follow the above steps.

It must be said that minors cannot apply for a savings card, so the cardholder’s savings card is most likely just an additional card with the same name of his or her parents or guardians.

When the credit card is an additional card, the cancellation business needs to be handled by the cardholder.

Extended information:

China Construction Bank (China Construction Bank), formerly the People's Construction Bank of China established on October 1, 1954 (later established on March 26, 1996 Officially changed its name to China Construction Bank). The head office is located at No. 25 Financial Street, Beijing.

China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life and property insurance. , investment banking, futures, pensions and other subsidiaries in many industries.

Business

Credit funds loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans and other businesses.

Type introduction

Personal housing loan business

Personal housing loan business refers to China Construction Bank or China Construction Bank accepting entrustment to purchase, construct, and Loans issued to natural persons for overhauling various types of houses.

China Construction Bank’s personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loans, housing loans, that is, second-hand housing loans, personal commercial housing loans, Personal housing mortgage loan, etc.), provident fund personal housing loan and personal housing portfolio loan.

Starting on October 9, 2014. CCB supports the reasonable housing loan needs of households. For households purchasing their first home with a loan, the minimum loan down payment ratio is 30%, and the lower limit of the loan interest rate is 0.7 times the benchmark loan interest rate.

It is determined based on the borrower’s home purchase situation, credit record, repayment ability and other factors.

Credit card business

China Construction Bank, as one of the earliest state-owned banks in China to issue credit cards, already has many types of credit cards.

The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.

Silver Star International Quick Remittance

CCB Silver Star International Quick Remittance Business is a personal international quick transfer business jointly launched by China Construction Bank and Silver Star International Quick Remittance Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances of personal foreign exchange funds abroad.