1, Yu 'ebao
Yu 'ebao is essentially a money fund. The essence of money fund is low risk, small fund fluctuation and relatively stable income, so its security is relatively high.
Therefore, the possibility of saving money and losing money in Yu 'ebao is very small, and the possibility of making money is very high. There will be gains every day. Although Yu 'ebao does not guarantee the principal and interest, so far, there has never been a negative income, but the income is relatively small.
2. Financial products
Wealth management products are divided into low risk, high risk and medium risk. Among them, the income of low-risk wealth management products is relatively stable. For example, Alipay wealth management products, there is basically no big fluctuation in financial management at present. Compared with high-risk wealth management products, the security is higher, but the income is slightly lower, because the risk and income are relative.
Secondly, there are low-risk wealth management products, such as stable wealth management series and institutional direct sales products in Alipay wealth management products, in which stable wealth management series generally refers to short-term bond funds and short-term pension security wealth management products.
Generally speaking, the risks of Yu 'ebao and low-risk or medium-low-risk wealth management products are relatively low, so the relatively high-risk wealth management security will be higher and more stable, and the possibility of loss is relatively small. When buying wealth management products, remember not to only see high returns and ignore high risks. If the market is not good, high-risk financial management may lead to loss of principal.