It depends: 1. Borrowing money to speculate in stocks and futures should generally be regarded as the same debt of husband and wife, and both husband and wife should repay it. Two, if the husband and wife clearly agreed for personal debt, or the money is not used for the husband and wife to live together, does not belong to the debt. Article 1089 of the Civil Code: At the time of divorce, the husband and wife jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.