2. Personal credit card has a cash withdrawal limit. After the withdrawal limit is reached, the available balance will be displayed, but it cannot be withdrawn. Usually, the withdrawal limit is 50% of the credit card consumption limit.
3. You can call the bank for help and find out the root cause of not being able to withdraw cash, such as the ATM machine running out of money or the withdrawal quota running out.
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How to handle credit cards:
If you want to decide which bank to run first, you can visit the major banks in official website for detailed information. After deciding which bank to apply for a credit card, you can find time to apply directly to the business outlets. Fill in the form and fill in the relevant information according to the guidance of the staff. Review, fill in the information and submit it to the bank for review. After the card is approved, it will be sent by registered mail. You can log in to the relevant bank in official website to inquire about the progress of card processing, or you can call for advice. When the card is opened, there will be relevant user guides when it is received. Read carefully, remember the checkout date and repayment date, and set the relevant password according to the prompts.
What happens if the credit card doesn't pay back the money?
If the credit card installment fails, the impact will be more serious. If the third installment is not paid back, it is recommended to pay back the money on time in the future, otherwise it will be blacklisted by the bank and will be prosecuted by the bank in serious cases.
The impact of credit card non-repayment: it has an impact on future credit card applications and interest on future repayment; It will affect the normal use of credit cards and may be frozen and deactivated; If it is overdue, it will be blacklisted by the bank and become a black account, and you can't apply for a loan directly in the future; It has an impact on the loan amount for buying a house and buying a car in the future; If you don't pay back the money you owe, you are likely to be sued by the bank.
If your overdraft limit is too high, it may be suspected of credit card fraud. I suggest you pay attention. According to relevant laws and judicial interpretations, "malicious overdraft" refers to the behavior that the cardholder, for the purpose of illegal possession, knows that he is unable to repay, the overdraft amount greatly exceeds the amount allowed by the credit card, evades tracing, or refuses to return it within 3 months from the date of receiving the dunning notice from the issuing bank. Malicious overdraft of more than 5,000 yuan is "a large amount"; Malicious overdraft of more than 50 thousand yuan belongs to "huge amount"; Malicious overdraft of more than 200,000 yuan belongs to "extremely huge amount"