Each has its own difficulties, and the two majors focus on different things. I study finance, and my friend studies financial management. She looked at my specialized courses, such as international financial practice of futures options, and found it difficult and completely incomprehensible. We majored in corporate finance, and I think her major courses are just a passing, specious and superficial.

Generally speaking, finance is more difficult because this major has higher requirements for mathematics, English and specialized courses. The calculation of financial management does not use so much mathematical knowledge, and may not have such high requirements for mathematics.

In terms of employment, both majors can take the bank exam.

If you are employed in other fields and study finance, you may work in companies such as finance, insurance, securities funds, financial planning, venture capital, options and futures stocks, and you can also do finance. Financial management, work is more inclined to financial aspects, biased towards enterprises.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.