Since the Bank of China launched the "Huang Jinbao" business for individual investors in Shanghai, gold speculation has been a hot spot in the personal financial market, attracting investors' attention and favor.

fund

Since the successful issuance of the first batch of closed-end funds in 1997, the funds have been highly praised by domestic individual investors. Last year, funds have obviously exceeded deposits and become the top priority in many aspects of investment and financial management.

stock

Buying stocks means buying listed companies and China's economic growth.

national debt

2005 was a year of innovation in the national debt market, which not only increased the variety of national debt, but also gave investors more choices.

future

Generally, it refers to futures contracts, which are uniformly formulated by futures exchanges and agreed at a specific time in the future.

A standardized contract for the delivery of a certain number of subject matter between places.

rescue

Over the years, savings, as a traditional financial management method, has long been deeply rooted in people's hearts.

bond

In recent years, the bond market is unexpectedly hot. There are indications that the issuance of corporate bonds may still accelerate in 2005, such as convertible bonds, subordinated bonds of floating rate notes and banks. Will become a good investment variety.

trust

Trust financial management is a kind of property management system, and its core content is "entrusted financial management". The influential wealth management centers in the market, such as noah wealth, mainly engage in trust products.

foreign exchange

Foreign exchange has just entered the Chinese mainland market, so the market prospect is very broad. Take the global daily foreign exchange for example.

In terms of transaction volume, it is about 3.6 trillion US dollars a day. Because of the different trading rules, it is more flexible than stocks, requires higher technology and gains more. At present, it is a good investment method, which is more rational, freer, more profitable and more controllable than putting money in the bank, buying stocks and doing business.

insurance

Compared with other tepid insurance markets, income insurance has been sought after by people once it is launched. Generally, there are many types of income insurance, which not only has the most basic protection function of insurance, but also can bring investors a lot of income, which can be described as a win-win situation for protection and investment. Therefore, the purchase of income insurance is expected to become a new hot spot for personal investment and financial management.

Bank financial products

Bank wealth management products are also an important item, which are managed by bank wealth management agents and carried out by people.

A big investment in daily investment. Compared with stocks and funds, bank wealth management products have the characteristics of high threshold and slightly poor liquidity. When choosing wealth management products, we should not only consider our own investment preferences and wealth management needs, but also properly consider the influence of the external factor of the market on the "trend" of wealth management products.

The above contents are for reference only.