Since the promulgation and implementation of the Anti-Money Laundering Law of People's Republic of China (PRC), the People's Bank of China has continuously promoted the risk-based anti-money laundering supervision mode, and gradually formed an anti-money laundering supervision and management framework focusing on corporate institutions, taking risk as the guidance and aiming at preventing money laundering.
Take comprehensive supervision and management measures such as on-site inspection, risk assessment, evaluation and rating, inquiry, interview and interview to guide the banking industry, securities and futures industry, insurance financial institutions and non-bank payment institutions to continuously improve the level of anti-money laundering work.
Since 20 12, the People's Bank of China has organized a national briefing on the anti-money laundering situation to inform financial supervision departments, banks, securities and futures institutions, insurance financial institutions and non-bank payment institutions of the money laundering crime situation and risk situation found in the analysis of money laundering types.
Effective anti-money laundering supervision, inspection and punishment measures;
First of all, Dong, a voluntary organization, needs to start from itself, correct the cognitive deviation of anti-money laundering, avoid forming the wrong idea that performance is paramount and anti-money laundering can be dealt with, and pass it on layer by layer to establish a top-down anti-money laundering compliance culture.
To establish anti-money laundering compliance culture, the governance mechanism should be formal compliance first. For example, improve the anti-money laundering internal control system, improve the organizational structure and staffing (for example, part-time jobs do not exceed 20%); Enrich the input of systems and resources; From Dong to all business lines and functional departments, there should be clear roles and responsibilities.
Secondly, diligence should be real and compliant. Supervision and inspection focus on whether anti-money laundering executives fully perform their duties and whether the anti-money laundering lead department is given sufficient independence and authority; And whether anti-money laundering is included in the performance appraisal indicators of various business lines and functional departments; Whether to carry out audit every year, how effective the rectification mechanism is, and whether to carry out anti-money laundering training and continuous learning on a regular basis.