From the bank's point of view, there is no doubt that China Merchants Bank is faster, bigger, more determined and has achieved more remarkable results. Compared with the volume, China Merchants Bank has a higher market share.

In terms of product lines, China Merchants Bank has a more advanced sense of innovation, with rich product lines of private banks, family trusts, structured wealth management products linked to international gold, crude oil futures, forward exchange rate prices, conventional fixed-term and non-fixed-term products; In terms of institutional framework, the recruitment industry is recognized as a talent training base, and various systems of financial management lines are perfect, which can "automatically heal" even if loopholes appear.

related data

Personal financial management business, also known as wealth management business, is one of the important profit sources of commercial banks in developed countries. Mature financial services in the world refer to a series of service processes in which banks use the customer information and financial products they have, analyze customers' own financial situation, formulate customers' financial goals and plans by understanding and exploring customers' needs, and help them choose financial products to achieve their financial goals.

Personal financial management refers to the professional service activities such as financial analysis, financial planning, investment consulting and asset management provided by commercial banks for individual customers. According to the different management and operation modes, the personal business of commercial banks can be divided into financial advisory services and comprehensive financial services.