Interest: 3.05% for three years and 3.22% for five years.
10 The interest rate of the current national debt is issued at 10+00. 3.05% for three years; 5-year 3.22%
2. The level of national debt coupon rate and real interest rate coupon rate directly affects the financing cost of securities issuers and the investment income of investors, which is generally determined by securities issuers according to the situation of bonds themselves and the analysis of market conditions. The interest payment method of bonds refers to the way that issuers pay interest to bondholders in batches within the validity period of bonds, and the interest payment method of bonds also affects the income of investors. 3. Real interest rate/real interest rate refers to the real interest rate that depositors or investors get interest returns after excluding inflation rate.
3. The latest national debt interest rate With the further reduction of deposit interest rate, savings bonds has become a "hot spot". Yesterday, the seventh and eighth issues of savings bonds (electronic) were issued in 2022.
■ New Express
According to the announcement of the Ministry of Finance in official website, the term of the seventh savings bonds in 2022 is 3 years, that of coupon rate is 3.05%, and the issuance amount with greater loss tolerance is 20 billion yuan; The eighth issue, with a term of 5 years and an annual coupon rate of 3.22%, has a relatively large scale of 20 billion yuan. The issuance period of the two national bonds is June 10, 2022 to June 19, 2022, and the interest is June 10 to June 10, with annual interest, and the interest is paid every June 10.
With the further reduction of deposit interest rate, savings bonds is quite popular. "There are many people who come to buy government bonds. There are still three years of places on the counter today, not five years. " Yesterday, the financial manager of a state-owned bank told the New Express.
"Ordinary people have always tended to buy government bonds, especially middle-aged and elderly people. Since the beginning of this year, the deposit interest rate has continued to fall, and the long-term interest rate has dropped significantly. It may fall further in the future. Buying long-term government bonds can reduce the impact of falling interest rates. " Liu Yinping, an analyst at Rong 360 Digital Technology Research Institute, told New Express.