Fund rate of return is the ratio of the actual income of fund investment to the investment cost. The higher the fund yield, the stronger the purchase intention of fund users. It should be noted that the fund needs to pay a certain fee when buying and selling, and these factors should be considered when calculating the fund's rate of return. After the fund fell, the rate of return was negative. Extended information: income = net fund value of the day × fund share ×( 1- redemption fee)-subscription amount+cash dividend rate = income/subscription amount × 100%. The accumulated net value does not accurately reflect the fund's income, because the fund can choose cash or automatically reinvest the dividend cash. If you choose cash, you can also choose to buy it manually in a few days or months. Cumulative net worth is a simple reduction, which can be used as an indicator if accurate calculation is not needed. Suppose an investor subscribes for multiple funds in the primary market, and the price of each fund is 1.0 1 yuan. How is the rate of return calculated? This is analyzed in three situations. Because we want to calculate the short-term return rate of investment funds, we choose the current return rate as the index. Current rate of return r = (p-PD)/P0p >; The initial purchase price P0 is less than the current price P, and the fund holder's rate of return R is in an ideal state. The value of r depends on the difference between p and P0. Suppose that the initial price P0 of the investor 1.2 1 yuan when he bought Xinghua on October 4th, the current price P is 1.40 yuan, the dividend amount is 0.022 yuan, and the yield R is17.2%; 1On July 5, 1999, the initial price P0 was 1.34 yuan, so the half-year yield was 4.47% and the converted annual yield was 8.9%. 1999 10.08 is 1.33 yuan (also the average price in the second half of 1999). Then its three-month holding income is 5.26%, which is equivalent to annualized 2 1%. Of course, this conversion is only to compare with the interest rate of bank savings deposits in the same period. This method is not scientific. As can be seen from the above example, when the current market price of the fund is greater than the initial subscription price of the fund, investors can get more generous returns. P= initial purchase price P0 Since the market price is the same as the initial purchase price, the current investment income of fund investors is 0. At this time, the amount of dividends paid by the fund can not improve the investor's rate of return. Market price p