20 17 In mid-April, Minsheng Bank Beijing Aerospace Bridge Sub-branch was exploded? Fake financial management? Case, involving about 654.38+65 million yuan. In this case, Zhang Ying, president of Tianqiao Sub-branch, used forged wealth management contracts and bank seals to defraud customers of wealth management funds. Zhang Ying fabricated false investment and wealth management products and wealth management transfer products by controlling other people's accounts as fund collection accounts. He himself or instructed individual employees of the branch to find target customers, and the funds of illegally raised customers were controlled by individuals, and some of them were used to invest in real estate, cultural relics, jewelry and other fields. The raised funds did not enter the accounting system of Minsheng Bank.
Case 2: China Merchants Bank defaulted on the consignment of 654.38 billion wealth management products.
20 13 In September, China Merchants Bank released a wealth management product, claiming to invest in Lenovo's fund projects, and the income was about113%. 2065438+failed to withdraw cash in September 2006, and it was still unpaid in September 2065438+2007 after a one-year delay.
The product has invested in 6 projects, of which 3 projects have been withdrawn; However, the investment in Rongzhong Small Loan (Phase II), Zoomlion and Shanghai Yufeng failed to withdraw, and it still did not withdraw at the beginning of 20 18. After the incident was exposed by major media, China Merchants Bank said that there was no breach of contract mentioned in the report. When they introduced the products to investors, they fully revealed the investment risks of the products, and all investors also confirmed them in writing.
Case 3: Shanghai Pudong Development Bank defaulted on the consignment of wealth management products.
On 20 18 10, a wealth management product sold by Shanghai Pudong Development Bank was exposed to breach of contract. This product originated from four private exchangeable bonds issued by Pegasus Investment from September, 20 16 to June, 20 1 1, with a term of 3 years in coupon rate. Is this the basis for the establishment of the Western Profit Fund? Ceiling-Pegasus hierarchical asset management plan? 1 No.5 fund special account products are invested in three exchangeable bonds, with a total scale of10.50 billion yuan. The A-level shares of the products are all sold by Shanghai Pudong Development Bank, and the total sales scale is about 1 1.25 billion yuan. After the default of exchangeable bonds, five special fund account products set up by the Western Profit Fund were trampled on, and the scale of default of Shanghai Pudong Development Bank's agency sales exceeded 600 million yuan. Some investors said that the account manager of Shanghai Pudong Development Bank illegally called it a capital preservation product when selling to it. Some investors also said that Shanghai Pudong Development Bank did not implement synchronous audio and video recording of the sales process of wealth management products in accordance with relevant regulations (referred to as? Double recording? ), until the event of default to make up the emergency record. ?
The above is the related sharing of bank financial disputes, and I want to give it to friends who want to manage their finances. I hope it helps you!