What should I pay attention to in face-to-face mortgage?
1. Remember the loan application materials.
Remember all the loan information before the interview, in case you can't answer the question or there is a huge gap between the answer and the information, or even the opposite answer. If you are afraid of forgetting the information you have filled in, you can make a copy of it yourself after filling it out, read it carefully before the interview and remember it before going to the interview.
Face-to-face attitude is very important
First of all, we should go to the designated place for an interview as agreed, otherwise the staff will doubt everyone's credit. After all, people who will be late for the interview are more likely to be overdue. Correcting your attitude is, after all, what you want from others. It is better to be modest. Secondly, when interviewing staff, we must be confident and not nervous, otherwise the other party may think that our loan information is false. In addition, the interview must actively cooperate with the staff, not antagonistic or arrogant, otherwise it will leave a bad impression on the staff and the loan application will not pass.
3. Loans should be used reasonably.
When answering the question about the purpose of the loan, it must not be said that it is used for stock trading and futures speculation. But try to answer that it is used for shopping, traveling, studying, etc. The purpose of the loan is also a major focus of the audit. If the answer is not in place, rejection is only a matter of minutes.