? The sentence "choice determines fate" should be gradually spread after the internet became a popular topic. The reason for this is that, with the blessing of the Internet and capital, businesses that can be completed in previous decades often take several years to complete, while many people who were bombed by outlets achieved financial freedom in less than ten years (Hu Weiwei in mobike was worth hundreds of millions in three years) and even made the list (Huang Zheng in Pinduoduo).
? But for most people, this sentence has a time limit, and the upper limit of this time limit is 20 years. Because in China, except for a few ultra-high-tech industries (chips, biotechnology, etc. ), the limited life cycle of most industries is as long as 20 years (from late germination to early recession), and the longest life cycle of gold is 10 year. Take my real estate industry as an example. When buying a house in 2000, you need to shake the number. How many CDs do you have? In 2008, Shenzhen had to use zero down payment to promote sales. The real golden period is 1 1 year from 2009 to 20 years, which has been a pillar industry in China. In fact, the Internet is the same. From the bursting of the Internet bubble in 2000, to the first double eleven promotion held by Taobao Mall (the predecessor of Tmall) in 2009, and then to the introduction of policies to monopolize several Internet giants this year, policies have begun to curb the evil of capital. The golden age of the Internet was in November and December. This is true of real estate and the Internet, not to mention other industries. Twenty years later, even if I graduated from college at the age of 23, I will be 43 years old after 20 years, which directly leads to many people's confusion at the age of 40 becoming inaction at the age of 40. So even if you make the right choice when you just graduate, if you can't earn the money you need all your life in the next 20 years, then this choice can't give you a bright future.
? How to break this game? There are three methods I can think of at present. The first is lifelong learning. Through continuous learning, I can make two or three changes in my long career, thus ensuring that I retire in the company, not at home. The second is to study some sideline business outside the main business, so that you can have two incomes at the same time, and it will always be more stable to walk on two legs. The third is to learn how to invest and manage money. The ability and speed of making money are more than people. Generally speaking, it is difficult for you to get dividends from ten different industries by working, but you can do this by investing in the stocks of leading enterprises in ten industries. If you can't do the above three points, there is still the best way, that is, save more money, spend less money, use various coupons, points and so on. In the market, and have the opportunity to get a pension.
? At that time, all the methods mentioned above were not easy to implement. The first three need continuous learning, especially investment and financial management. Just look at this week's A-share trend, and you will know that the fourth kind will reduce the quality of life to the extreme, and even change from life to survival. Who makes survival a challenge?