Let me tell you something. Unlike futures and stocks, the bank's paper gold and silver is a market maker mechanism, that is, the bank bets with you. This price difference is mandatory, and you have to pay 4 points/gram. You understand it as your transaction cost is right.

There is no price difference in futures, only the handling fee. The first-hand silver handling fee is only a few dollars, and the bank's hundreds of dollars. If calculated according to the handling fee of several hundred times, he will lose money in the short term, because the short-term fluctuating profit is not enough for him.

Futures belong to the nature of matchmaking, buying and selling are carried out between customers, and there is a spread. The bid-ask spread is 1 yuan 1 kg, equivalent to 0.00 1 yuan/gram. This price difference is almost negligible. The stock is ready. There is always a big gap between the buying price and selling price of the top gear, and the reason is similar.

I'm from the futures company. You can learn about futures if you are interested, but the minimum amount of silver in futures is 15kg. Pay attention to whether I can take the corresponding risks.