The expired ID card has an impact on the use of bank cards, because after the ID card expires, the current status of the bank card will be displayed as abnormal. If the business needs to verify identity information, then this type of business will not succeed. However, the deposit and withdrawal function of bank cards is still normal and unaffected.

Business that cannot be handled with expired ID card:

1, online payment

2. Transfer and remittance

3. Self-service channel settlement and sale of foreign exchange

4. Other businesses that need to fill in the ID number.

Legal basis: Article 11 of the Measures for the Administration of Customer Identification and Preservation of Customer Identity Data and Transaction Records of Financial Institutions: Securities companies, futures companies, fund management companies and other institutions engaged in fund sales business shall identify customers, know the actual controllers of customers and the actual beneficiaries of transactions, check their valid identity documents or other identity documents, register their basic identity information, and keep copies of valid identity documents or other identity documents:

(1) Opening, closing, alteration, deposit and withdrawal of capital accounts, etc.

(2) Opening a capital account.

(3) Handling the opening, loss reporting and cancellation of securities accounts or the application, loss reporting and cancellation of trading codes of futures customers.

(4) Signing futures brokerage contracts with clients.

(five) to handle the agency authorization or cancel the agency authorization for customers.

(6) Transfer custody, designated transaction and cancellation of designated transaction.

(7) Confirmation of proxy shares.

(8) Report the loss of transaction password.

(nine) modify the customer identity and other basic information materials.

(ten) the opening of online transactions, telephone transactions and other non counter transactions.

(eleven) to sign credit transaction contracts with customers such as margin financing and securities lending.

(twelve) to handle other businesses as determined by the People's Bank of China and the China Securities Regulatory Commission.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.