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I have 60 thousand yuan of spare money, which I basically don't need for several years. How to invest safely and with high returns?
In my opinion, it depends on your own expectation of income.

In fact, since the inflation rate in China is higher than the bank interest rate, it will not kill the bank.

At the same time, in the choice of investment varieties, the basic principle is not to choose the market at the top of the cycle, such as real estate, but to choose the market at the bottom of the cycle, because you won't spend a few years, which is obviously a long-term investment.

In China, apart from banks and funds, the general types of investment are stocks, real estate, futures and foreign exchange.

As mentioned earlier, because it is a long-term technology, it is the most wise to choose the market at the end of the cycle. Simply put, choose a market whose price is lower than its value and wait for the market to find its value. Instead of choosing a market where the price is higher than the value. So real estate is an unwise investment.

At the same time, to invest in the foreign exchange market, we must first have foreign exchange. It doesn't matter, and there is no black market. Domestic firm offer is not profitable, so the safety of foreign funds should be considered. Recently, something happened to Ruifu.

As for the futures market, it is now in an era of commodity bull market, and it is obvious that crude oil, gold and London copper are all growing wildly. In fact, after more than ten years of commodity bear market, the market is now recovering. You know, in the middle of the last commodity bull market, crude oil rose 20 times, and now it seems crazy to be 6 times, but in fact it is just a pediatrics from a historical perspective.

But both markets are leverage, so we should be cautious in specific operations. I don't know how much you know, so I can't say.

Finally, the stock market, in short, is now at the bottom of the cycle, and I don't know when it will recover. But my personal feeling is that this is actually a good choice if you want to invest for a long time without worry. I dare not say that you will go up immediately after buying it, but in a few years, you may find that the current stock market is actually the real estate market a few years ago. Many people will not think of buying when the price is far below the value, but will participate when the price is far above the value. What's more, the incident in June last year showed that the point of 1000 is basically unbreakable, because the financial market in China has always been determined not only by the market, but also by politics.

Finally, to sum up, foreign exchange, futures and stocks. The first two are high returns, of course, relatively high risks, requiring a little professional knowledge, and the market fluctuates greatly. You can hire a trader, hehe. The foreign exchange leverage can be up to 400 times. . Stocks are relatively worry-free, with low returns, much better than banks. Find a good location, preferably at 1000, and use it as a deposit for several years to close the position and collect money. .

Finally, I will give you an article with my idol, which is very useful for the principle of circulation. Don't listen to ib above.

/nei Rong/2005 12/00 1 . htm

PS: It's not easy to make money after typing so many words, Ai. Give me the reward! ! ! ! !