2 invest in the stock market to buy and sell stocks, make short-term investments, increase capital turnover as soon as possible with a small rate of return (about 6% monthly rate of return), and obtain big profits;
3 Investing in buying a house, changing hands and doubling sales is less risky, but it is less likely to be realized.
You can try other methods:
First, bank deposits. There are two kinds of attractive bank deposits. The first is innovative deposits. The initial amount is usually 100 yuan, and the annualized interest rate is 3.5-5%. The other is a certificate of deposit of 200,000 deposits, with an annualized interest rate of more than 3% for two years and about 4% for three years. Deposits are guaranteed by the Deposit Insurance Ordinance.
Second, the national debt is a government bond issued by the central government to raise financial funds, with an annual yield of around 4%-5%. Stable income, suitable for long-term investment. At the outlets of major banks and securities institutions, you can fill in the purchase form. National debt is based on national credit and there is almost no risk. The coupon rate of the national debt is fixed, so you don't have to worry about it at ordinary times. You can get it as long as it expires. Many middle-aged and elderly investors like this investment method. If there is any shortcoming, it is poor liquidity, and early withdrawal will lose interest.
Third, gold is a more traditional investment method. Its advantages are open market, high value, easy realization and light tax burden. Its disadvantage is that the price is easily influenced by the international situation and fluctuates.
Fourth, foreign exchange foreign exchange is the creditor's rights held by monetary management organs (central bank, monetary management institutions, foreign exchange stabilization fund, Ministry of Finance) in the form of bank deposits, treasury bonds, long-term and short-term government securities, etc. Can be used when the balance of payments is in deficit. If you want to buy it, you can go to the bank where you open the account. Its advantages are long transaction time (24 hours a day), no need to pay handling fees to banks, and high market transparency.
Fifth, with the increase of family wealth, trust has entered the field of vision of many people. Trust is different from traditional financial management. For example, property entrustment is not limited to money, but can be houses, land, stocks, bonds and other property, and the beneficiary may not be the principal himself. Trust, as a financial management method, has relatively low risk and high income, but the threshold is also high. The minimum initial investment is RMB 6,543,800+0,000 Yuan, which cannot be terminated in advance. At present, the annualized rate of return of most trust products is 5%- 10%, and all major trust sales organizations can make an appointment. Trust is suitable for investors with large amount of funds and certain risk tolerance.
Sixth, there are many types of fund funds and many classification methods. According to the different investment objects, it can be roughly divided into stock funds, bond funds, monetary funds and hybrid funds. Among them, the risk of money fund is extremely low, suitable for most people to invest, and the annualized rate of return is 2%-3%.