1. The parties concerned can call the official telephone of the bank to inquire about the reasons for freezing;

2. The parties can go to the nearest police station to handle the relevant formalities;

3. The parties can go to the bank to go through the thawing procedures.

A bank card is a debit card. If it is frozen, the judicial organ may apply to the bank for freezing the bank card used for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze. For overdrawn bank cards, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze the bank card. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.

1. What materials are needed to unfreeze funds?

1. Copy of business license and ID card;

2. Copy of company account and bank card;

3. The flow of frozen accounts in the past year;

4. Sales contracts with customers.

Second, what is the specific situation of assets being frozen?

1. In civil litigation, if property preservation measures are taken according to the application of the parties, the account of the other party may be frozen;

2. During the execution of the court, the court may freeze the personal account of the person subjected to execution ex officio;

3. The court may freeze the account of the respondent according to the application for pre-litigation preservation of the parties.

To sum up, use bank cards carefully. When the bank card is frozen, you need to use it carefully to avoid frequent balance inquiry or transaction, so as not to cause unnecessary attention or be frozen again.

Legal basis:

Article 240th of the Procedures for Handling Criminal Cases by Public Security Organs

If it is necessary to extend the freezing period, it shall go through the formalities of continuing freezing in accordance with the original approval authority and procedures before the expiration of the freezing period. Failing to go through the freezing procedures within the time limit, it shall be deemed as automatic thawing.

Article 24 1

If it is not necessary to continue to freeze the property of the criminal suspect, it shall be approved by the person in charge of the public security organ that originally approved the freezing, and a notice of assistance in unfreezing the property shall be made to inform financial institutions and other units to assist in handling it.

Article 242

If the property of a criminal suspect has been frozen, it may not be frozen again, but it may be frozen pending trial.

Article 243

The time limit for freezing deposits, remittances, securities trading settlement funds, futures deposits and other property is six months. The maximum period of each freeze shall not exceed six months.

For major and complicated cases, with the approval of the person in charge of the public security organ at or above the municipal level, the time limit for freezing deposits, remittances, securities trading settlement funds, futures deposits and other property can be one year. The maximum period of each freeze shall not exceed one year.

Article 244

The period for freezing bonds, stocks, fund shares and other securities is two years. The maximum period of each freeze shall not exceed two years.

Article 245

The period for freezing equity, policy equity or investment equity is six months. The maximum period of each freeze shall not exceed six months.

Article 246

For frozen bonds, stocks, fund shares and other properties, the parties concerned or their legal representatives or entrusted agents shall be informed of the right to apply for the sale.

The obligee's written application to sell frozen bonds, stocks, fund shares and other properties does not harm the interests of the state, victims and other obligees, and does not affect the normal progress of litigation. If the validity of frozen bills of exchange, promissory notes and checks is about to expire, they can be sold or sold according to law with the approval of the person in charge of the public security organ at or above the county level, and the proceeds will continue to be frozen in their corresponding bank accounts; If there is no corresponding bank account, the proceeds shall be deposited in a special account designated by the public security organ in the bank, and the parties concerned or their close relatives shall be informed in time.

Article 247

If it is found that the frozen property is really irrelevant to the case, it shall notify financial institutions and other units to lift the freeze within three days, and notify the owner of the frozen property.