The operation method is as follows:

1 First, users need to download and log in to the rural credit cooperatives mobile banking. Now rural credit cooperatives in most areas have been renamed Rural Commercial Banks, with Jiangxi Rural Credit Cooperatives Take Commercial Bank as an example.

2 Then the system page will automatically pop up a prompt for ID card re-enrollment, select "Re-enroll immediately";

3 Fill in the ID card information, certificate validity period, etc. as shown on the jump page. Submit the data;

4 Finally, the personal photo entry is completed, that is, the ID card information is updated successfully.

(Operating environment: Apple 12 mobile phone, ios14 system rural credit cooperative 7.3.2)

Under what circumstances will bank card transactions be restricted?

1. The number of consecutive incorrect password entries reaches the upper limit: In order to ensure the security of user account funds, the bank imposes a limit on the number of consecutive incorrect password entries for users at self-service machines and e-banking. However, there is no limit to the number of incorrect password entries for users at the bank counter. At this time , the user must bring his/her identity document to the bank branch counter to reactivate the password before using the bank card;

2. There are risks in the account: the bank will go through a series of monitoring. If it is found that there is a risk in the user's account, it will Measures to restrict transactions will be implemented to ensure the safety of users' funds;

3. Incomplete customer information: bank card information has not been updated or is incomplete. For bank card account security, the user's contact number (mobile phone number) is very important information. If the user's contact number is blank, the bank card cannot be used.

Bank business can be divided into four categories: asset business, liability business, intermediary business and off-balance sheet business.

1. Liability business refers to the business of commercial banks raising funds and forming sources of funds. It is the basis of asset business and other businesses of commercial banks. Mainly includes deposit-taking business.

2. Asset business refers to the business in which commercial banks use funds through various channels to obtain profits. Including: cash business, loan business, investment business,

3. Intermediary business: commercial banks do not directly bear or form claims and debts, do not use their own funds, and handle payments and other entrustments for customers. The business of collecting handling fees for matters. The intermediary businesses of commercial banks mainly include: settlement business, agency business, consulting business, custody business, etc.

4. Off-balance sheet business: Business conducted by commercial banks that is not included in the balance sheet and does not affect the total assets and liabilities of the bank. Including: guarantee, financial derivatives business (such as: forward foreign exchange contracts, currency swaps, currency futures, currency options, interest rate swaps, interest rate options, stock indexes, futures and options, etc.).