Generally speaking, the types of wealth management products in the market are relatively stable products such as funds, bonds, insurance and structured deposits. Among these products, some risks are big, some are small, some have requirements for funds, and some have no requirements for funds. It's hard to say who is good and who is not. According to investors' own investment conditions and wishes, only what suits them is the best. The biggest advantage of money fund wealth management products like Yu 'ebao is to realize income while ensuring risks. Since the fire of Yu 'ebao, the concept of wealth management products has become familiar, but the income of Yu 'ebao has been declining in recent years, so what other wealth management products are worth recommending? Bian Xiao has compiled the following 20 18 ranking of wealth management products for everyone, hoping to help you.
Wealth management products ranked first: Yu 'ebao
Although the income of Yu 'ebao has been declining in recent years, from the comparison of security, platform qualification, payment and transfer, Yu 'ebao is a product worthy of recommendation.
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List of wealth management products
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Users can purchase wealth management products such as funds directly on Alipay website, and the funds in Yu 'ebao can also be used for online shopping, Alipay transfer and other payment functions at any time. The funds transferred to Yu 'ebao shall be confirmed by the fund company on the second working day, and the income shall be calculated for the confirmed share.
Financial products ranked second: financial management.
Licaitong is a platform for Tencent Tenpay to provide diversified financial services to users in conjunction with a number of financial institutions. In terms of income, it is slightly higher than Yu' ebao. Like Yu 'ebao, as long as a smart phone downloads the WeChat APP and binds the bank card, it can easily realize deposit and transfer.
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Ranking of wealth management products
The 7-day annualized rate of return of Licaitong is 6.4350%, which is equivalent to more than 16 times of demand deposits. In the trial operation stage, the maximum daily deposit is limited to 8000 yuan.
Wealth management products ranked third: Wu Zhi Wealth Management.
APP is the first stable financial management product under Wu Zhi Finance. Since the platform was launched, it has successively become the first member of Hangzhou Internet Association and the executive director of Zheshang National Council, and even obtained the value-added telecom business license (ICP license) at the end of 20 16. Wu Zhi is rich in wealth management products and flexible in investment, starting from 1000 yuan. The platform is safe and stable, with multiple risk control guarantees, with zero bad debts so far. The founder is Mr. Hua, Vice President of Jiuding Investment.
Wealth management products ranked fourth: Ping An Ying
Ping An Anying is a series of financial products and services provided by Ping An Bank to investors through Wealth E through cooperation with financial institutions (including but not limited to insurance companies, banks, fund companies, securities companies, etc.). ).
At present, "Ping An An Ying" provides the rapid transfer in and out of the Southern Cash Increase Fund and the Ping An Dahua Increase Fund. Ping An Ying-the initial purchase amount is 1 cent, so that every spare cash of 1 cent has the opportunity to enjoy 50,000 wealth management products, and the transfer of Ping An Ying does not require any fees.