Planning a case of investment-linked insurance
Miss Wang, a 26-year-old white-collar worker in a foreign company, earns 6,000 yuan a month. Apart from daily expenses and friends' entertainment, she has little left. Considering the demand of buying a car and a house in the future, Miss Wang plans to spend 2,000 yuan every month to buy whole life insurance (investment-linked insurance), which can not only invest but also provide the necessary accident insurance for young people, so she is no longer a "moonlight family". However, Miss Wang started to invest from 20 1 265438+1October1until 20165438+1October 30, and the value of Miss Wang's policy account was 176550.3. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!
However, the above data is only the historical operating performance of China Merchants Cigna Insurance Company, and does not represent the expectation for the future. Because the investment-linked insurance products have no guaranteed income, and each investment-linked insurance will provide different accounts to choose from, the difference between accounts is mainly reflected in the different investment proportion of account funds in investment fields (such as funds, stocks, futures and bank deposits), which leads to the difference in account income and risk. Although it is beneficial to meet users' different investment choices, the actual investment income may be negative, and the insured should pay attention to the uncertainty of the income of the linked insurance policy. Therefore, for people who have a certain economic foundation and can bear certain economic risks, it is more suitable for insurance, and conservative investors are not advised to buy strategic investment-linked insurance. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
At the same time, I suggest that if consumers choose investment-linked insurance, they should make long-term continuous investment, and pay attention to the change of account value in time according to market conditions, so as to achieve investment goals and ensure the stability of investment income.
Related suggestions:
Advantages of planning investment-linked insurance products
Now that life is stable and the economy is booming, more and more people are willing to buy some investment and financial insurance to increase their income and turn dead money into living money. Among many investment and financial insurance, investment-linked insurance is the most popular financial product at present. Investment-linked insurance is a kind of investment insurance, which not only provides living security, but also has strong investment function. Read more
Characteristics of investment account of planned investment-linked insurance
Although investment-linked insurance appeared late, it developed rapidly. It is an insurance product based on risk protection and has flexible investment and financial management functions, which is favored by investors. At present, there are many investment-linked insurance products on the market, and ingenious investment-linked insurance is a product launched by China Merchants Cigna, which is suitable for people aged 65,438+08-60, and can be guaranteed for life after paying for 5 years. This product has a variety of investment accounts, each with different characteristics. Let me introduce it to you. Read more