the amount of foreign exchange settlement and purchase for individual behavior is $5, per person per year or the equivalent amount in other currencies, which is stipulated by the State Administration of Foreign Exchange, and there is no way. Generally, you can exchange the quota of friends or the quota of immediate family members as you said.

if you want to solve this problem fundamentally, you should register your company, go to the SAFE for registration and file, and apply for the foreign exchange purchase and settlement quota. This is a business-to-business behavior, not an individual behavior. Of course, taxes are completely different. You can decide the specific way, in the form of going public, applying to the local foreign exchange administration, in the form of smuggling, and using the foreign exchange purchase and settlement quota of immediate family members.