It is best to choose four kinds of insurance: critical illness insurance, accident insurance, life insurance and medical insurance, because the biggest role of insurance is protection. Ordinary people buy insurance, it is best to give themselves basic protection first, and then consider financial insurance. Friends who don't know much about the above types of insurance can read this article first: What is the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

1, life insurance

Life insurance is more suitable for family financial support. During the guarantee period, if the insured dies or is totally disabled and meets the corresponding conditions, the insurance company will pay the insurance money. This money is usually left to the family to pay the corresponding debts, so as not to have a serious impact on family life.

2. Accident insurance

Accident insurance mainly covers personal injury caused by external, sudden, unintentional and non-disease events. Everyone is equal before the accident, and accidents such as falling objects, unfortunate slips and falls are staged every day. Configuring an accident insurance for yourself is also more reassuring. Friends who still have questions about accident insurance, remember to read this article: Do you want to buy accident insurance, how to buy it, what kinds are there, comprehensive analysis and comparative evaluation.

3. Medical insurance

Although most of the partners have medical insurance, the coverage and reimbursement ratio of medical insurance are limited. Medical insurance can reimburse the medical expenses agreed in the contract, thus helping us to reduce the burden of corresponding treatment expenses. Among them, millions of medical insurance can usually buy millions of insurance coverage at a premium of several hundred a year, which is very cost-effective. Senior sister recommends that you configure it.

4. critical illness insurance

Critical illness insurance mainly covers major diseases. During the guarantee period, the insured is diagnosed with a major disease as agreed in the contract and meets the corresponding claims conditions. The insurance company will pay according to the insurance amount agreed in the contract, which can be used to treat or compensate for the loss of income. Senior, the following is a guide to buying critical illness insurance. Please remember to collect: which is better for critical illness insurance, how to buy it cost-effectively, and teach you how to avoid these pits of insurance.

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