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"Insurance+futures" is an important form in the application of ().
Answer: b

"Insurance+futures" is an important form of OTC derivatives application. The model of "insurance+futures" is that farmers or cooperatives buy agricultural insurance contracts from insurance companies, and insurance companies buy OTC options from risk management companies for risk protection, and then risk management companies transfer and hedge risks through the futures market, eventually forming a closed loop in which risks are dispersed and all parties benefit.