In this regard, in fact, many bank loans will have agreements, so you must read them carefully before applying. For example, the Bank of Communications loan clearly stipulates in the user agreement that it shall not be used in production, operation, investment and other fields (including but not limited to equity investments such as housing, stocks and futures).

If stocks are found, according to the regulations, the bank will immediately cancel the customer's loan quota and immediately cancel the installment business of all loans or credit cards under this user name. It is necessary to immediately settle the amortization principal and installment fee of the remaining installments.

Simply put:

1, freezing line. Whether it is a credit card or a loan turnover limit, it will be frozen immediately to prevent you from taking it all out and continuing to stock.

2. Repayment. Most people will borrow money by installments, and once they find out that you are trading stocks, they will ask you to pay it off immediately.

3. "blacklist". It is more difficult to apply for a credit loan next time, and it is possible to apply successfully by providing mortgage guarantee.

The regulatory authorities have requirements for bank loan funds, and the loan funds cannot be used in production, operation and investment areas explicitly prohibited by the CBRC.

The banking system will track the flow of loans, but it cannot rule out the possibility of missing checks, so as long as it is deliberately avoided, it will not be discovered.

If the borrower binds the receipt card to the securities account, it may be discovered. In short, the risk of stock trading is very high, and a little carelessness may lead to serious losses, resulting in failure to repay the loan. I hope you don't do such a thing.