Different concepts:
CCB Financial Management is a fund investment management plan developed, designed and sold for specific target customers based on the analysis and research of potential target customers. In the investment mode of wealth management products, banks only accept the funds entrusted by customers, and the investment income and risks are borne by customers or both customers and banks in an agreed way.
Private placement fund refers to an investment fund set up by raising funds from qualified investors in China in a non-public way, including contractual funds or companies or partnerships whose assets are managed by fund managers or general partners for investment activities.
Different classifications:
According to the length of investment period, bank wealth management products are divided into several periods: 1 month or less, 1 to 3 months, 3 to 6 months, 6 months to 1 year or more. Bank wealth management products can also be divided into guaranteed income wealth management products and non-guaranteed income wealth management products.
According to different issuers and supervision methods, private equity funds can be classified into asset management plans of securities companies, fund companies, futures companies and their subsidiaries, trust plans, financial management plans of commercial banks and insurance asset management plans. Among them, in view of the separate supervision of finance, the Interim Measures for the Supervision and Management of Private Investment Funds has not been clearly applied to trust plans, commercial bank wealth management plans and insurance asset management plans.