Poor family, sophomore drop out of school to work.
Xu's hometown is in Yandonggou Village, Shiyan City. His father does some small business and his mother does housework. Before Xu entered the fifth grade, his family's economic situation was not bad. He built two floors and was considered a well-off family in the village. Not long after, my father's business failed, he owed a lot of money outside, and his family gradually declined. In order to support his family and pay off his debts, his father got on a motorcycle, and later followed his mother to work in a construction site in Beijing.
Because his parents are away all the year round, Xu has been living alone since the second day of junior high school, and he has a strong ability to take care of himself. I am particularly conscious in my study. After graduating from junior high school, I entered No.1 Middle School from No.13 Middle School. At that time, the situation at home was still quite tense. During the summer vacation of sophomore year, Xu went to Beijing to visit his parents who were working outside the home. The owner of the construction site didn't pay the bill, and the parents didn't get any hard-earned money. In order to make a living, the couple took a scooter to the streets to sell vegetables. I haven't sold it for a while, but I heard someone shouting "the city management is coming" and had to pull the scooter to escape. This scene happened to be seen by Xu who came to deliver the meal. Tears welled up at the thought that his parents had been wandering in a foreign land for a long time. "I must earn a lot of money in the future, and I will never let my parents live this hard life again!" That night, Xu swore silently in his heart. These bitter experiences also became the driving force for his later entrepreneurship.
After graduating from senior three, Xu was admitted to Hubei Automobile Institute. In addition to a little money given by his parents, Xu borrowed some money from relatives and barely went to college. At this time, he began to look around for job opportunities. After several searches, he competed for the position of director of a newly opened "KTV" in Ada with a monthly salary of 1200 yuan. He works late into the night every night and studies professional courses during the day. When I was a sophomore, the tuition was still not enough. Xu Zhaoyan doesn't want to ask his parents for money. He thought, since he is an adult, why should he drag his parents down? It's better to earn some money by working first, and then go to college for further study when you have the opportunity.
Xu dropped out of school. This move was opposed by teachers and friends, but he still acted according to his own ideas. But he won't let his parents and relatives drop out of school.
Put all your eggs in one basket and lose hundreds of thousands a year.
At the end of 2005, Xu came to Chongqing with more than 2000 yuan. Apart from the rent and accommodation, he has little left, and he urgently needs a job to make ends meet. With only a high school education, it is difficult for him to find a decent job. After several sales promotion jobs, he felt that it was too slow to make money, and his ability was not limited to this. Soon, with a keen sense of smell, he was attracted by a futures finance company. "Unlike stocks, under the T+0 and margin system in the futures market, you can have good returns in a short time, and you can operate frequently under good trading rules, which is easy to control risks. I am very interested in this. " Xu applied for the position of financial trainer. If he wants to get started, he must invest money and practice. The minimum threshold for speculating futures is also 1 10,000 yuan. Xu used his savings from working and borrowed money to invest 8000 yuan in the futures market. Due to frequent operation and eager to make money, he repeatedly lost money and soon lost 8000 yuan in less than a week. Driven by the mentality of "gambling back", Xu returned to his hometown to borrow money from relatives and friends, and every sum of money was owed by him. Because it is usually sincere, it quickly raised hundreds of thousands. As a result, in less than one year, 10 million yuan was paid to Shui Piao.
At this time, Xu was penniless and still owed 10 more than 10,000 yuan. In the past, what everyone thought of as a "good student" became a street rat overnight. Under great mental pressure, he even thought of committing suicide by throwing himself into the river. When he reached the river, a cold wind woke him up: "Did you die like this? Do parents have to bear the debts they owe? Are you really so willing? " It suddenly occurred to Xu that he did not lose all his previous operations. When he made a profit, how could he not make a profit if he could find a suitable short-term trading technique?
In despair, he seems to see a glimmer of hope again.
Try it a little, and the experts will guide you into a good state.
After losing all his funds, Xu began to calm down and reflect on this matter. He believes that the reason for the previous total collapse is that he is unfamiliar with the market and lacks relevant knowledge and experience. So, he settled down to study, while training others, while improving himself.
Since 2007, he began to lose less and less, losing only a few thousand yuan in four months, while losing 8,000 yuan in the previous week. He felt that he had made progress. At this time, the god of luck has arrived. Niu Yunshan, the general manager of Rong Xian Futures, who is known as the "godfather of short-term" in the industry, actually took the initiative to find him. "You trade so frequently a day, and you can still make a profit. Then are you willing to pay the principal of 200 thousand? " "Really? Great! " Xu Zhaoyan jumped for joy. Xu was talented and made rapid progress under the guidance of master Niu Yunshan.
"Niu teacher analyzed my mentality when I lost money in the early stage. He made me understand that the key for investors is to stabilize their mentality. If you have a good attitude, you will win half the battle. When doing futures, you must not have a gambler's mentality, especially when holding positions, you must face losses objectively and calmly to prevent losses from expanding step by step. " After a period of closed-door practice, Xu found his own unique trading method: breakthrough follow-up, but it needs experience to confirm the authenticity of the breakthrough, and at the same time, with risk control means such as stop loss, reducing losses can increase income.
In 2008, Xu began to make a comeback, participated in the national futures competition, and finally won the 29th place in the competition. In 2009, Xu made persistent efforts and won the second futures competition. In four months, he earned as much as 5,065,438+0.665,438+0%, which is rare in domestic futures competitions in recent years. On 20 10, Xu switched to be a competition coach. Under her guidance, Ms. Mi won five awards, including the stock index list and the comprehensive ranking champion, with a single rate of return of 185.2 1% and a comprehensive rate of return of 535.73%. The champion coach Xu also attracted people's attention.
Be a shoo-in, and become a "multi-millionaire" within three years.
After being promoted to a master of short-term trading, Xu became more popular with investors, and he himself benefited from it. Since 2007, Xu has gradually embarked on the road, that is, from March to August, he made money by speculating in futures, bought a property worth 450,000 yuan and paid off all the loans. Successfully operated an account in 2008, earning about 12 times a year. In 2009, from 10 to1month, I worked with a friend and earned100000.
In three years, Xu became a multimillionaire from the initial poverty. With the principal, Xu set up his own investment company last year, mainly engaged in futures training. "Although the speculation of futures made me dig the first bucket of gold, the futures market is very risky. Now my principal for futures has been controlled at around 3 million, and I have invested in other projects with my friends. " Now, Xu has bought real estate in Chongqing and Shiyan, and married his girlfriend who has been in love for many years last year. Regarding his own success, Xu said that as a young post-80s generation, his road to wealth, like many investors, was full of twists and turns, and there was no shortcut. For individual investors who have recently entered the futures investment industry, he reminded that although futures investment has a fast return, it is more risky. Remember not to be a gambler. First of all, we need to learn relevant knowledge, be familiar with the market, and find a suitable operation method. Ordinary investors, it is best to enter the futures market cautiously.
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For the future planning, Xu told reporters that he is going to participate in this year's futures competition and prepare to take the principal of 400,000 yuan, mainly to challenge and hone himself, hoping to make a breakthrough in his previous achievements. It has always been Xu's regret that he failed to finish his college studies. Now he also taught himself in his spare time, took the self-taught exam in chongqing technology and business university, and finally got an MBA. "I believe that I will succeed as long as I persevere." Xu said.