Is it appropriate for a man to surrender and be sentenced to two years in prison after withdrawing 50 thousand from his credit card at ATM?

In fact, in real life, this situation is not uncommon, and the above++judgment is correct from a legal point of view. The specific reasons are as follows:

The so-called credit card++crime refers to the act of using a credit card for++for the purpose of illegal possession, and the amount is relatively large. In judicial practice, there are mainly the following manifestations:

1, using a forged credit card

2. Use an invalid credit card

3. Fraudulent use of other people's credit cards

4. Malicious overdraft

A large amount is the degree requirement of this crime. According to the relevant judicial interpretation, if the credit card++amount is more than 5,000 yuan, it should be prosecuted.

At the same time, according to the relevant judicial interpretation, fraudulent use of other people's credit cards includes the following forms: holding other people's credit cards to use them for reasons such as picking them up and keeping them for others.

In this case, Wang Qiang's behavior is precisely because he picked up someone else's credit card and used it. At the same time, it has criminal intent (for the purpose of illegal possession), and the amount has exceeded the scope prescribed by law, so it should be classified as the crime of credit card++. The criminal law stipulates three sentencing grades for this crime. The first level is a relatively large amount (more than 5,000 yuan but less than 50,000 yuan), with a sentence of not more than five years++or criminal detention and a fine of 20,000 yuan.

Also, this case cannot be characterized as++,so it is different in nature. According to the fifth amendment of the criminal law in 2005, combining++credit cards can be characterized as++crime. In this case, Wang Qiang's behavior only constitutes a credit card++crime, which cannot be converted into a++crime.

What needs to be added is that as a subject with full formal responsibility, it must be responsible for its own actions, and there is always an insurmountable gap between morality and law. If morality is above the law in real society, then the country is not a country.

The detection process of credit card theft

1, report the loss. No matter how you find out that your credit card has been stolen, the first step is to call the bank customer service immediately to report the loss. In fact, reporting the loss is the most important thing, so as to enjoy the lost card protection service launched by the bank.

2. Check the money at the ATM. You don't need to reissue your card after reporting the loss, but go to the nearest ATM to check your credit card balance. At the same time, it is also the most favorable evidence to prove that the card was on you and where you were later, because the bank can retrieve your inquiry records and videos, which can prove that you were not at the crime scene and the card was on you.

If there is no bank or ATM at that time, you can also find a supermarket or convenience store nearby, swipe your card and keep the receipt to prove that the card was really with you at that time.

3. report the case. Usually, they will not accept reporting to the ordinary police station, and they will pass the buck. Cardholders can report the case directly to the police station affiliated to the card issuing center in the card-using city. If you don't know your area, you can call customer service and ask him to provide you with your area. The purpose of reporting the case is to help you increase evidence in the process of bank refusal and increase the possibility of successful refusal.

4. Contact a lawyer immediately to minimize possible risks. Don't worry that contacting a lawyer will delay too much time. For simple cases, general lawyers can sort out the ins and outs within 5 minutes and give corresponding opinions.

5. Ask the bank to give important documents. Find a place with a fax machine, dial the customer service phone again with the fax machine phone, and ask the customer service to fax you two important documents. "Statement inquiry" and "Supplementary explanation of non-personal transactions".

6. Repay according to the agreed time. Many people will think that money is stolen, not for their own consumption; Or if you are dissatisfied with the bank's handling results and don't repay, it will expand your losses to a certain extent.

Extended data:

Recently, Yongxing Police Station of tianquan county Public Security Bureau successfully cracked a credit card++case and arrested the suspect Yang (male, 12 years old, from tianquan county).

Recently, Yongxing Police Station received an alarm from Zhou Mouming, a villager in Zhangjia Village, Renyi Township, tianquan county, saying that 23 123.98 yuan in his credit card was stolen. After investigation, Zhou Mouming's son and the criminal suspect Yang are friends. I used Yang's QQ account to bind a credit card, but forgot to untie it after using it.

On May 20th, Yang happened to find that this credit card was bound to his QQ and could be paid by QQ wallet. So from May 20th to June 3rd, Yang used QQ to pay 88 times to buy the glory of the king, tribal conflict skin, props and so on. , the total amount stolen is 23 123.98 yuan.

At present, because the suspect is a minor, the police returned his family after educational criticism and assisted Zhou Mouming to recover the cash. On June 27, Zhou Mouming sent a banner to the police station, which read "Thunder Attack, Solve the Case Quickly".

Sichuan News Network-The credit card was stolen for more than 20,000 yuan, and the police recovered it in time.

How about the business hall of Yongxing Town, Kaijiang County, Postal Savings Bank of China Limited?

The business office of Yongxing Town, Kaijiang County, Postal Savings Bank of China Limited is a joint-stock company (unlisted, state-controlled) registered in Dazhou City, Sichuan Province on 2009-10. The registered address is No.258 Yongxing Street, Yongxing Town, Kaijiang County, Sichuan Province.

Postal Savings Bank of China Limited, the unified social credit code/registration number of Yongxing Town Business Office in Kaijiang County is 915117005994012x, and the enterprise legal person is Guo Longhui. At present, the enterprise is in the state of opening.

The business scope of the business office of Yongxing Town, Kaijiang County, Postal Savings Bank of China Co., Ltd. is: absorbing local and foreign currency savings deposits; Handle domestic and international remittance business; Engaged in bank card (debit card) business; Accept credit card repayment business; Receipt and payment business based on postal savings bank system; Acting as an agent to issue and honor government bonds; Provide personal deposit certificate service; Acting as an agent to sell insurance, funds and wealth management products of Postal Savings Bank. (Projects subject to approval according to law can only be operated after approval by relevant departments). In Sichuan province, the total registered capital of companies with similar business scope is 3,979.75 million yuan, and the main capital is concentrated in 52 enterprises with a scale of more than 50 million. Within the scope of this province, the registered capital of mobile enterprises belongs to the general.

See more information and materials of business hall of Yongxing Town, Kaijiang County of China Postal Savings Bank Co., Ltd. through Baidu Enterprise Credit.

Does Yongxing Credit Union go to work on Sunday?

The working mode of credit cooperatives is 5+2, that is, rural credit cooperatives work on Saturday and Sunday. And you can deposit and withdraw money as usual and handle personal business. I just can't handle company affairs. The specific working hours are a little later than usual, usually 9: 30- 16: 00, and the counter business hours are 8:30-5:30.

Extended data

Rural credit cooperatives were established with the approval of China Banking Regulatory Commission. They are composed of member shares, and they implement democratic management of members, which is manifested in the "three meetings" system. "Three meetings" specifically refer to the general meeting of members (representatives), the board of directors and the board of supervisors. Rural cooperative financial institutions that mainly provide financial services to community members.

Rural credit cooperatives have been rolled out all over the country in accordance with the reform plan of "clarifying the property right relationship, strengthening the restraint mechanism, enhancing the service function, appropriately supporting by the state and being responsible by the provincial local government", and provincial rural credit cooperatives have been established in various provinces and cities to be responsible for the "management, guidance, coordination and service" of rural credit cooperatives in various provinces and cities.

After the reform, there are three main modes of rural credit cooperatives: 1 and rural credit cooperatives. 2. Rural commercial banks. 3. Rural cooperative banks.

The provincial rural credit cooperatives invested in the establishment of rural credit cooperatives' fund settlement centers, realized the deposit and withdrawal business among rural credit cooperatives, rural commercial banks and rural cooperative banks, opened bank cards, joined the modern payment system of the People's Bank of China, and realized the inter-bank deposit and withdrawal business.

Reference Baidu Baike Rural Credit Cooperative

How about Zaozhuang Yongxing Real Estate Agency Co., Ltd.?

Zaozhuang Yongxing Real Estate Agency Co., Ltd. is a limited liability company (wholly owned by natural persons), registered at No.2015-013, Central District, Zaozhuang City, Shandong Province, and its registered address is located in the sixth office on the second floor of Xinchang Group, Zaozhuang City, Shandong Province.

The unified social credit code/registration number of Zaozhuang Yongxing Real Estate Agency Co., Ltd. is 9 1370402328324738M, and the enterprise legal person is Lu Xin. At present, the enterprise is in the state of opening.

The business scope of Zaozhuang Yongxing Real Estate Agency Co., Ltd. is: real estate intermediary services; Economic information consulting services (excluding finance, credit card business, securities and futures investment consulting and projects prohibited by the state); Second-hand housing transaction agent; Real estate marketing and planning; Acting house ownership certificate. (Projects subject to approval according to law can only be operated after approval by relevant departments). In Shandong Province, the total registered capital of companies with similar business scope is1378,768 yuan, and the main capital is concentrated in1000-50 million and 50 million enterprises, totaling 630. In the province, the registered capital of enterprises is good at present.

Zaozhuang Yongxing Real Estate Agency Co., Ltd. invested in 0 companies, 1 branches.

View more information and information of Zaozhuang Yongxing Real Estate Agency Co., Ltd. through Baidu Enterprise Credit.

15515571507 Su Wei from yongxing yinrong, Henan province, how to mark the phone number of a liar, what a bullshit small business manager, and lied to me to get a credit card, hope.

Call customer service to report it.

Or use mobile phone anti-virus software with tag number inside, and mark the phone as a liar, such as 360 or mobile phone housekeeper.

So much for the introduction of Yongxing Credit Card.