2. The acquiring institution shall report the large transactions of customers through overseas bank cards; Financial institutions that handle business should report large transactions of customers that will not occur through accounts or bank cards.
3. In order to standardize the reporting of large transactions and suspicious transactions of financial institutions, these Measures are formulated in accordance with the Anti-Money Laundering Law of People's Republic of China (PRC), the Law of the People's Bank of China of the People's Republic of China, the Anti-Terrorism Law of People's Republic of China (PRC) and other relevant laws and regulations. Article 2 These Measures shall apply to the following financial institutions legally established within the territory of People's Republic of China (PRC):
(1) Policy banks, commercial banks, rural cooperative banks, rural credit cooperatives and rural banks.
(2) Securities companies, futures companies and fund management companies.
(3) Insurance companies, insurance asset management companies, insurance professional institutions and insurance companies.
(4) Trust companies, financial asset management companies, enterprise group finance companies, financial leasing companies, auto finance companies, consumer country finance companies, money brokerage companies and loan companies.
(5) Other institutions engaged in financial business that perform anti-money laundering obligations as announced by the People's Bank of China.
1. Financial institutions shall report the following large transactions:
(1) Cash deposit and withdrawal, cash withdrawal, cash settlement and cash receipt and payment in the form of foreign exchange, cash remittance, cash remittance, cash bills, etc. are single or accumulated more than RMB 50,000 (including RMB 50,000), and the foreign currency on that day is equivalent to more than 10000 USD (including 10000 USD).
(2) A transfer of more than 2,000 US dollars (including 200,000 US dollars) occurred on the same day between a single or accumulated RMB of more than 2,000,000 yuan and foreign currency and other bank accounts with an equivalent value of more than 2,000 US dollars (including 200,000 US dollars).
(3) Domestic funds are transferred to foreign currencies with a single or cumulative transaction of more than 500,000 yuan (including 500,000 yuan), and the bank account of natural person customers is more than 6,543,800 dollars (including 6,543,800 dollars), and other bank accounts occur on the same day.
(4) The foreign currency (including 10000 USD) on the day when the cross-border fund transfer exceeds RMB 200,000 (including RMB 200,000) in a single transaction or accumulative transaction, and the bank account is opened with natural person customers and other bank accounts.