Shall not be used for production and operation (except for the rich agricultural card); It shall not be used to repay loans, credit card arrears or other prohibited purposes clearly stipulated by national laws and financial regulations; Shall not violate the laws and regulations of China and the place of use; Do not use credit cards to withdraw funds in the name of paying consumption and service fees, or conduct other transactions that may aggravate the risk of our creditor's rights or endanger our creditor's rights.