How do college students manage their finances in 500 yuan every month?
Generally speaking, the returns of stocks and futures are relatively large, but at the same time the risks are relatively large. If it's just 500 yuan every month, and students generally don't recommend this kind of financial management, because students' main task is to study, so they don't have much time to pay attention to stocks and futures, and stocks and futures are difficult to learn and need some luck.
If there is a loss, it will be even worse. It is generally recommended to manage financial management with low risk and relatively stable income, such as robust products (R 1) and robust products (R2) of bank financial management. The income of such wealth management products is relatively stable. If you hold it for a long time, you will basically not lose money, and you are more likely to make money. It is more suitable for freshmen to manage their finances, and some yields can reach about 3%. It depends on the bank's financial management.
Every bank's financial management is a little different. When managing money, you can see which bank your card belongs to, and then download the bank APP. After registering and logging in, you can check the financial details on the financial management page. It is worth paying attention to the details of financial products and rules. Some bank wealth management products have a time limit. If the wealth management product has not expired, it cannot be taken out in advance. Therefore, when you deposit money, you should be optimistic about the term of the product. Secondly, some daily money can be put in the balance treasure, which is convenient for consumption and will also have certain benefits.
Because college students have little spare money and no financial resources, it is suggested to choose some low-risk, low-yield and stable financial products.