Jason Chung was very happy and thought: It doesn't seem difficult to swing for a second. Just try it. Sure enough, posing is easy. Unconsciously, a year has passed, and Jason Chung has swung 525,600 times! This is a simple story, but it contains profound truth. When faced with great difficulties, we often hesitate and dare not move forward, but we don't know that we just need to set small goals in stages according to the actual situation and accomplish them one by one.
Maybe you find it difficult to invest and manage money. In fact, as long as you have a firm goal and start from small things step by step, you will accomplish what you think is impossible.
Judging from experts' years of experience and market research, financial management should start with income and salary. Even if the first income or salary is little except personal fixed expenses and "paying for family coffers", don't underestimate your ability to collect meager money. There is an investment mode of 100000 yuan, 65438+.
You have to invest all the money except the money in the bank to guarantee the basic life. Maybe you will say that you have too little capital and don't know what to do. However, the source of investment funds can be increased by thrifty means, such as the savings after daily consumption and other expenses are removed from the monthly salary income, and can also be obtained by borrowing, such as borrowing loans. And you can also use margin trading to increase your investment quota. As long as you want to do it, there is always a way. As long as you don't want to do it, there is always an excuse.
Specifically, investment can be divided into the following categories: various assets bought and sold in the financial market, such as deposits, bonds, stocks, funds, foreign exchange, futures, etc. ; Assets bought and sold in the physical market, such as real estate, gold and silver jewelry, stamps, antique collections, etc. ; Or industrial investment, such as individual shops, small enterprises and so on.
Which investment method should be chosen depends on the individual's specific situation. I believe that if you are smart, you will know what your ability is and make an investment plan that suits you.
Modern economy has brought "the era of financial management", and all kinds of financial management reference books are complicated. Many courses on financial management have also stepped out of the professional field and gone deep into the life and study of office workers, housewives and students. With the change of economic environment, the traditional single thrifty financial management method can no longer meet the needs of ordinary people, and the scope of financial management tools has expanded rapidly. In line with life planning, the function of financial management is not limited to ensuring a safe and worry-free life, but to pursue higher material and spiritual satisfaction. At this time, you still think that financial management is a "game for rich people to play with money", which has nothing to do with yourself. That proves that you are behind the times. It's time to catch up!
Most people tend to classify "financial management" as a choice of personal interest, or an innate ability, even related to their own field of study. People who have learned experience in non-commercial fields think that they are isolated from "financial management problems", "give up on themselves" and "go with the flow" Once forced to face major financial problems, they will either be slaughtered or lament their inability to handle money.
In fact, no ability is born, and patient study and practical experience are the key points. The same is true of financial management ability. Perhaps those who have the concept of numbers or study business, economics and other subjects by themselves can learn from others and have a sense of financial management. However, money is a thing that goes hand in hand with life, especially with the development of modern economy, everyone can't be exempted from personal financial responsibility. The traditional concept of China people is that "women are natural financial experts", which seems to be confirmed by the fact that the proportion of wives in charge of finance is higher than that of high school. However, judging from the division of family roles, it is natural for a housekeeper to manage money, but it does not mean that women are good at managing money. Otherwise, why is the proportion of women among financial professionals low? For everyone, financial management is a lifelong matter. The knowledge of financial management is not just something that rich people should know. No matter what your theory is now, you should pay attention to it and learn more. Let you start financial management as soon as possible and become a rich man as soon as possible.